AtalayaAtalaya

House in Benalmádena

Benalmádena, Málaga • Ref: #3803A7E6

€440,000-19% vs area market
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Size

157 m²

Price / m²

€2,797

Rooms

3

OccupancyUnconfirmed
40
House in Benalmádena — Benalmádena
Photo: Escogecasa
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AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La fachada presenta manchas de humedad y suciedad, especialmente bajo el balcón.
  • •La cocina tiene muebles de color azul y azulejos que parecen antiguos, aunque está equipada con electrodomésticos básicos.
  • •Los interiores, como el salón y los dormitorios, tienen suelos de mármol y paredes blancas, pero se aprecian detalles como el aire acondicionado antiguo y la falta de mobiliario.
  • •El balcón y la terraza tienen barandillas metálicas y suelos de baldosas, con vistas al exterior.

Description

Vivienda unifamiliar adosada de 158 m2 construidos distribuida en tres plantas. La planta baja cuenta con vestíbulo, salón-comedor, cocina, un baño y terraza. La planta alta dispone de tres habitaciones, un baño y terraza. En la planta semisótano se ubica un trastero y una plaza de garaje de 56 m2 construidos con capacidad para dos vehículos. La parcela incluye una piscina de uso privativo. Entorno residencial con servicios básicos (comercios, centros educativos, sanidad y zonas deportivas) y buenas comunicaciones.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

2007

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0007105UF6500N

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

40/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 157.32m² en Benalmádena a 2797€/m² (mediana zona 3465€/m², delta -19.3%). Estado Mejorable. Posesión desconocida. Zona muy_baja, 106 días en mercado.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Benalmádena, Málaga

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-19.3%Good price
Scope
Municipality (MITMA)
Zone median
€3,465 /m²
This asset
€2,797 /m²
Samples
430
Period
Q4-2025
Source
MITMA

vs other bank assets

-2.1%In line
Scope
Province (MITMA)
Zone median
€2,856 /m²
This asset
€2,797 /m²
Samples
484
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€440,000
Transfer tax (ITP) 7% — Andalucía€30,800
Notary (est.)€660
Land Registry (est.)€440
Admin agency (est.)€1,540
Estimated total investment€473,440
Estimated refurbishment (state: mejorable)€63,000 – €110,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa
On Atalaya since10 Jun 2026
Last updated25 Sept 2026

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View analysis

Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing