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AtalayaAtalaya

Calle S Francsc de Dalt

Tortosa, TarragonaApartmentRef: #91B8F594

€14,000
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Size

43 m²

Price / m²

€326

Rooms

1

OccupancyOccupied · type to verify
52
Calle S Francsc de Dalt — Tortosa
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de 43 m² ubicado en Tortosa, Tarragona. Se trata de un piso de 43 m² distribuidos en salón-comedor, cocina, 1 dormitorio y 1 baño. La vivienda se encuentra en la calle Sant Francesc de Dalt, en pleno núcleo urbano de Tortosa, una zona consolidada y tranquila que ofrece todas las comodidades para el día a día. El edificio presenta una estructura funcional y bien conservada, ideal tanto para residencia habitual como para inversión. La ubicación de este piso permite disfrutar de excelentes accesos, ya que se encuentra próximo a la C-12 y la N-340, principales vías de comunicación que conectan rápidamente con otras localidades y con la AP-7, facilitando los desplazamientos tanto en vehículo privado como en transporte público. En las inmediaciones, la estación de tren de Tortosa, situada a menos de 10 minutos a pie, ofrece conexiones directas con ciudades como Tarragona, Barcelona y Valencia. Además, la zona cuenta con varias líneas de autobús urbano e interurbano, lo que garantiza una movilidad cómoda dentro de la ciudad y hacia municipios cercanos. En el entorno del inmueble se pueden encontrar todo tipo de servicios esenciales: supermercados, restaurantes, centros educativos como el Institut de l’Ebre, instalaciones deportivas, oficinas bancarias y una amplia variedad de comercios. A poca distancia se localizan puntos de interés como el Hospital Verge de la Cinta, el Parc Teodor González –el mayor parque urbano de Tortosa–, el centro histórico con la Catedral de Santa María y el Museu de Tortosa, así como el río Ebro y sus agradables paseos fluviales. La proximidad a centros de salud y farmacias añade un plus de tranquilidad y seguridad para los residentes. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1925

Pool

No

Air conditioning

No

Heating

No

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
1109240BF9211A0003FF
Cadastral area
45 m²
Year built
1925
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 43.00m² en Tortosa a 326€/m² (mediana zona 1213€/m², delta -73.1%). Buen Estado. Posesión con ocupación a verificar. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -73.1% frente a la mediana zonal (1213€/m²)
  • +Estado habitable sin reforma inmediata

warningRisks

  • 915 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tortosa, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-73.1%Strong opportunity
Scope
Municipality
Zone median
€1,213 /m²
This asset
€326 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+18.1%Above anchor
Scope
Postal code
Zone median
€276 /m²
This asset
€326 /m²
Samples
57
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€14,000
Transfer tax (ITP) 10% — Cataluña€1,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€16,700

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since12 May 2026
Last updated28 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing