AtalayaAtalaya

House in Orihuela

Orihuela, Alicante • Ref: #6F1E4428

€370,000-44% vs area market
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Size

208 m²

Price / m²

€1,775

Rooms

4

OccupancyVacant
80
House in Orihuela — Orihuela
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Cocina: Mobiliario completo y en buen estado de conservacion, con horno y vitroceramica instalados.
  • •Bano: Alicatados y sanitarios completos y operativos, incluyendo banera con mampara de cristal.
  • •Dormitorio: Estancias amuebladas y habitables, con radiadores de calefaccion y carpinteria exterior en buen estado.
  • •Exterior: Parcela con piscina privada funcional, requiriendo unicamente limpieza y desbroce en el solado.

Description

Bank-owned property managed by Solvia (BuildingCenter, S.A.U. (CaixaBank)).

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

No

Year built

2006

Pool

Yes

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 208.48 m² but the cadastre records 284 m² (+36%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7376329XH8077N0001PP
Cadastral area
284 m²
Year built
2006
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

80/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
20/25
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 208.48m² en Orihuela a 1775€/m² (mediana zona 3160€/m², delta -43.8%). Buen Estado. Posesión libre. Zona media, inventario reciente (15 días).

Strengths

  • +Descuento del -43.8% frente a la mediana zonal (3160€/m²)
  • +Estado habitable sin reforma inmediata
  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Orihuela, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-43.8%Strong opportunity
Scope
Municipality
Zone median
€3,161 /m²
This asset
€1,775 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

+55.2%Above anchor
Scope
City
Zone median
€1,144 /m²
This asset
€1,775 /m²
Samples
91
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€370,000
Transfer tax (ITP) 10% — Comunitat Valenciana€37,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,295
Estimated total investment€409,295

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing