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House in San Pedro del Pinatar

San Pedro del Pinatar, Murcia • Ref: #43CC8F3C

€118,200-41% vs area market
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Size

66 m²

Price / m²

€1,791

Rooms

3

OccupancyOccupied · legal tenantDeduced by AI
70
House in San Pedro del Pinatar — San Pedro del Pinatar
Photo: Unicaja Inmuebles
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AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: Adosado en buen estado general con vegetacion frondosa y cerramientos exteriores correctos.
  • •Salon: Espacio habitable con escalera de madera y marmol, soleria de gres sin danos apreciables.
  • •Cocina: Mobiliario completo y funcional de diseno algo anticuado, sin electrodomesticos visibles integrados.
  • •Bano: Sanitarios completos y alicatado en estado funcional y conservado, sin signos de roturas.

Description

Casa en la provincia de Murcia, en el municipio de San pedro del pinatar, en la calle CLCACERES. CON INCIDENCIAS: INMUEBLE ALQUILADO - NO VISITABLE.

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
12/20
Physical state
20/25
Legal liens
7/15
Zone liquidity
9/15

Vivienda de 66.00m² en San Pedro del Pinatar a 1791€/m² (mediana zona 3031€/m², delta -40.9%). Buen Estado. Posesión con inquilino legal. Zona muy_baja, 143 días en mercado.

Strengths

  • +Descuento del -40.9% frente a la mediana zonal (3031€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

San Pedro del Pinatar, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-40.9%Strong opportunity
Scope
Municipality
Zone median
€3,031 /m²
This asset
€1,791 /m²
Period
2026-05
Source
Idealista

vs other bank assets

+16.6%Above anchor
Scope
City
Zone median
€1,536 /m²
This asset
€1,791 /m²
Samples
17
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€118,200
Transfer tax (ITP) 8% — Murcia€9,456
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€414
Estimated total investment€129,070

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceUnicaja
On Atalaya since9 May 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Unicaja Inmuebles. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing