AtalayaAtalaya

House in Caravaca de la Cruz

Calle Campo Arriba

Casicas, Caravaca de la Cruz, Murcia • Ref: #40F89D7F

€30,000-35% vs area market
open_in_newView original listing

Get new bank-owned properties in Caravaca de la Cruz under your budget by email. Free.

Size

58 m²

Price / m²

€520

Rooms

2

OccupancyVacant
59
Calle Campo Arriba — Casicas, Caravaca de la Cruz
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Dormitorio: Falsos techos desmontables caidos o destruidos con aislante expuesto y mecanismos electricos ausentes.
  • •Bano: Falta el lavabo dejando tomas y desagues a la vista, con sanitarios sucios y desprendimiento parcial en el techo.
  • •Salon: Techo modular deformado y marcas de humedad y suciedad en la parte inferior de las paredes.
  • •Fachada: Rejas oxidadas, ventana tapiada y exterior visiblemente deteriorado.

Description

Casa adosada de 58 m² ubicada en Archivel, Caravaca de la Cruz, Murcia. Se trata de una casa de 58 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. La casa se sitúa en el núcleo urbano de Archivel, pedanía de Caravaca de la Cruz, con accesos principales por la carretera MU-7002, facilitando la conexión con las localidades del noroeste de Murcia. La zona cuenta con servicio regular de autobuses interurbanos con enlace a Caravaca de la Cruz y municipios cercanos. En el entorno se pueden encontrar supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Con nuestros servicios podrá encontrar casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Consultar su situación actual, así como, sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra. El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

1

Year built

2004

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
30015A124000450017SY
Cadastral area
58 m²
Year built
2004
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 235 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 57.68m² en Caravaca de la Cruz a 520€/m² (mediana zona 806€/m², delta -35.5%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, 225 días en mercado.

Strengths

  • +Descuento del -35.5% frente a la mediana zonal (806€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Casicas, Caravaca de la Cruz, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-35.5%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€806 /m²
This asset
€520 /m²
Samples
82
Period
Q4-2025
Source
MITMA

vs other bank assets

+9.0%Above anchor
Scope
Postal code
Zone median
€477 /m²
This asset
€520 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€30,000
Transfer tax (ITP) 8% — Murcia€2,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€33,700

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€33,800arrow_forward€30,000-11.24%

Listing intel

SourceSolvia
On the market sinceFeb 2026 (235 days)
On Atalaya since13 Sept 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Caravaca de la Cruz by AI score

See all bank-owned properties in Caravaca de la Cruz
Casa Adosada en Cl Condes
61

Casa Adosada en Cl Condes

€30,000

€341/m² · 88 m²

View analysis
Casa Adosada en Ctra de Lorca (la Almudema)
60

Casa Adosada en Ctra de Lorca (la Almudema)

€129,000

€313/m² · 412 m²

View analysis
Avenida De la Venta
60

Avenida De la Venta

€68,000

€256/m² · 265.67 m²

View analysis
Calle Cuesta de la Monja
58

Calle Cuesta de la Monja

€45,000

€592/m² · 76 m²

View analysis
Calle Delicias
54

Calle Delicias

€58,000

€483/m² · 120 m²

View analysis

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing