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House in Toro

Toro, Zamora • Ref: #3C133F23

€4,100
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Size

180 m²

Price / m²

€22

Rooms

1

OccupancyOccupied · legal tenant
56
House in Toro — Toro, Toro
Photo: aliseda
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un color rosado desgastado y sucio, con manchas y desconchones en la parte inferior.
  • •Exterior: El entorno de la propiedad muestra vegetación crecida y descuidada, con un aspecto general de abandono.
  • •Exterior: Las ventanas parecen antiguas y algunas tienen persianas bajadas o rotas, lo que sugiere falta de mantenimiento.

Description

¡Oportunidad para comprar tu casa en un entorno único! Presentamos esta encantadora propiedad de segunda mano ubicada en el Edificio Estación de Ferrocarril Toro, en el municipio de Toro, provincia de Zamora. Con una superficie construida de 180 m², esta casa ofrece un amplio espacio para vivir cómodamente. La vivienda dispone de una acogedora habitación y un baño completo, ideal para aquellos que buscan un espacio funcional y práctico. La certificación energética de categoría E garantiza un consumo eficiente en el día a día. Toro es un municipio con un rico patrimonio histórico y cultural, conocido por sus vinos y su ambiente tranquilo y acogedor. Vivir aquí te permitirá disfrutar de la belleza de sus paisajes y la calidez de su comunidad. Además, la provincia de Zamora es un lugar excelente para vivir, gracias a su rica gastronomía, su historia y la tranquilidad que ofrece. Esta propiedad es una excelente oportunidad para aquellos que buscan un hogar en una ubicación privilegiada. No dejes pasar esta oportunidad única y ven a descubrir tu nueva casa en Toro, Zamora. ¡Te esperamos!

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1987

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 180 m² but the cadastre records 468 m² (+160%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0991501UL0909S0001WJ
Cadastral area
468 m²
Year built
1987
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 5268 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

56/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
12/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 180.00m² en Toro a 22€/m². Sin referencia zonal. estado mejorable. Posesión con inquilino legal. Zona muy_baja, más de 2 años sin vender.

Risks

  • −Sin referencia zonal disponible
  • −5259 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Toro, Toro, Zamora

Estimated acquisition costs

Asset price€4,100
Transfer tax (ITP) 8% — Castilla y León€328
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€5,728
Estimated refurbishment (state: mejorable)€72,000 – €126,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 4 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
9 May 2026
€4,670arrow_forward€4,435-5.03%
19 Aug 2026
€4,435arrow_forward€4,100-7.55%
20 Aug 2026
€4,100arrow_forward€4,210-2.68%
16 Sept 2026
€4,210arrow_forward€4,100-2.61%

Listing intel

SourceAliseda
On the market sinceMay 2012 (5268 days)
On Atalaya since11 Apr 2026
Last updated9 Oct 2026

Zone comparables

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View analysis

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing