AtalayaAtalaya

50% Proindiviso Piso Cl San Pablo (santomera)

Santomera, Murcia • Apartment • Ref: #13AC59F5

€46,200-49% vs area market
open_in_newView original listing

Get new bank-owned properties in Santomera under your budget by email. Free.

Size

74 m²

Price / m²

€622

OccupancyUnconfirmed
59
50% Proindiviso Piso Cl San Pablo (santomera) — Santomera
Photo: Cimenta2
1 / 4

AI visual analysis

Automated analysis · physical condition

4 of 4 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio parece tener un mantenimiento regular, aunque la pintura podría necesitar un repaso.
  • •Exterior: La calle es estrecha y los edificios adyacentes muestran signos de antigüedad.

descriptionDescription

Se transmite el 50% de vivienda situada en la tercera planta de un edificio residencial en calle San Pablo, Santomera (Murcia). El inmueble cuenta con una superficie construida aproximada de 84 m², distribuidos en salón-comedor, cocina independiente, tres dormitorios y dos baños. Dispone de una amplia terraza privativa de 75 m², ideal para disfrutar del exterior. El edificio, construido en 2001, cuenta con ascensor y presenta un estado de conservación medio, propio de la zona. La vivienda incluye plaza de garaje en el mismo edificio. Ubicada en un entorno urbano consolidado, principalmente residencial, con servicios y equipamientos cercanos, resulta una opción muy interesante tanto como vivienda habitual como inversión.

Characteristics

Elevator

Yes

Year built

2001

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 74.25m² en Santomera a 622€/m² (mediana zona 1230€/m², delta -49.4%). Estado Mejorable. Posesión desconocida. Zona baja, 118 días en mercado.

trending_upStrengths

  • +Descuento del -49.4% frente a la mediana zonal (1230€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santomera, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-49.4%Strong opportunity
Scope
Municipality
Zone median
€1,230 /m²
This asset
€622 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-4.9%In line
Scope
City
Zone median
€654 /m²
This asset
€622 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€46,200
Transfer tax (ITP) 8% — Murcia€3,696
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€51,196
Estimated refurbishment (state: mejorable)€29,500 – €52,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceCimenta2
On the market sinceMay 2026 (119 days)
On Atalaya since28 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Santomera by AI score

Piso en Concha Castañed
55

Piso en Concha Castañed

€76,500

€729/m² · 105 m²

View analysisarrow_forward
Calle Mariano Artes Esq C/ Acequia
52

Calle Mariano Artes Esq C/ Acequia

€68,000

€694/m² · 98 m²

View analysisarrow_forward
Piso en el Greco
48

Piso en el Greco

€95,000

€651/m² · 146 m²

View analysisarrow_forward
Piso en Julian Anduga
26

Piso en Julian Anduga

€105,000

€1,207/m² · 87 m²

View analysisarrow_forward
Flat For Sale In C San José Santomera Murcia
25

Flat For Sale In C San José Santomera Murcia

€69,300

€654/m² · 106 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing