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Apartment in Épila

Fabrica Azucarera, Épila, Zaragoza • Ref: #F00F5102

€43,000
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Size

170 m²

Price / m²

€253

Rooms

3

OccupancyVacant
76
Apartment in Épila — Fabrica Azucarera, Épila
Photo: Solvia
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Good

Photo quality

Good

Description

Se vende una encantadora vivienda unifamiliar aislada en el municipio de Épila, provincia de Zaragoza. Esta hermosa propiedad de una planta tiene una superficie construida de 170 m2, con 150 m2 útiles, y ofrece un diseño cómodo y funcional. Consta de tres dormitorios, un cuarto de baño, una cocina espaciosa, un acogedor salón-comedor y un encantador jardín. Situada en las afueras de Épila, en una zona tranquila y apacible, esta vivienda es perfecta tanto para disfrutar de fines de semana como para vivir todo el año. El entorno es tranquilo, rodeado de viviendas residenciales de características similares. Además, cuenta con un fácil acceso a la carretera y a otros puntos de conexión, lo que facilita los desplazamientos. Construida en el año 1927, esta vivienda combina encanto y historia en un solo lugar. A pesar de su antigüedad, ha sido bien cuidada y se encuentra en buen estado. Además, se encuentra cerca de establecimientos y comercios de la zona, lo que añade comodidad y practicidad a su ubicación. En resumen, esta vivienda unifamiliar aislada en Épila es una oportunidad única para adquirir un hogar encantador, con amplios espacios y un entorno tranquilo, ideal tanto para escapadas de fin de semana como para vivir todo el año. ¡No pierdas la oportunidad de hacer tuya esta joya histórica!

Characteristics

Bathrooms

1

Elevator

No

Year built

1927

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

F

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
1580803XM4018B0001FF
Cadastral area
186 m²
Year built
1927
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 958 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

76/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 170.00m² en Épila a 253€/m² (mediana zona 539€/m², delta -53.1%). Buen Estado. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 269 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -53.1% frente a la mediana zonal (539€/m²)
  • +Estado habitable sin reforma inmediata
  • +Solvia no marca ocupación: se presupone libre

Risks

  • −948 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Fabrica Azucarera, Épila, Zaragoza

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-45.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€462 /m²
This asset
€253 /m²
Samples
323
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€43,000
Transfer tax (ITP) 8% — Aragón€3,440
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€47,740

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (958 days)
On Atalaya since10 May 2026
Last updated9 Oct 2026
See all bank-owned properties in Épila

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing