AtalayaAtalaya

House in Lorca

Calle Portijico

Lorca, Murcia • Ref: #ECF30096

€100,000
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Size

410 m²

Price / m²

€244

Rooms

4

OccupancyVacant
56
Calle Portijico — Lorca
Photo: Solvia
1 / 32

AI visual analysis

Automated analysis · physical condition

32 of 32 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

Description

Casa de segunda mano en venta de 409 m² situado en Lorca, ciudad y municipio español perteneciente a la Región de Murcia, situada en la comarca del Alto Guadalentín, en el sureste de la península ibérica. Se localiza al norte de la localidad. En sus inmediaciones dispone de centros de enseñanza, centro de salud y pequeño comercio. Cuenta con una superficie de 409 m². Se trata de una única finca registral, que engloba 4 edificaciones con 4 viviendas adosadas con fachadas a las calles Oliver, Portijico y calle Cinca. Tiene buen acceso rodado desde las carreteras y . Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1995

Pool

No

Air conditioning

No

Heating

No

Garden

No

Legal & cadastral analysis

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Cadastral data

straightenUnreconciled surface: the listing states 409.73 m² but the cadastre records 145 m² (-65%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5016109XG1751E0001OI
Cadastral area
145 m²
Year built
1925
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1590 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

56/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 409.73m² en Lorca a 244€/m² (mediana zona 1117€/m², delta -78.2%). Estado Pendiente De Análisis Visual. Posesión libre. Zona baja, más de 2 años sin vender.

Strengths

  • +Descuento del -78.2% frente a la mediana zonal (1117€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −1590 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lorca, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-78.2%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€1,117 /m²
This asset
€244 /m²
Samples
244
Period
Q4-2025
Source
MITMA

vs other bank assets

-85.0%Strong opportunity
Scope
Postal code
Zone median
€1,625 /m²
This asset
€244 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€100,000
Transfer tax (ITP) 8% — Murcia€8,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€350
Estimated total investment€109,350

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2022 (1590 days)
On Atalaya since23 Sept 2026
Last updated25 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing