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House in Olivella

Calle Del Xoriguer

Olivella-Urbanització, Olivella, Barcelona • Ref: #E5C954F5

€299,000
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Size

333 m²

Price / m²

€897

Rooms

5

OccupancyVacant
60
Calle Del Xoriguer — Olivella-Urbanització, Olivella
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Salon: espacio a doble altura con revestimientos desprendidos dejando ladrillo visto, escombros en el suelo e instalaciones incompletas.
  • •Cocina: totalmente desmantelada, sin mobiliario ni equipamiento y con tomas de suministros vistas a media altura.
  • •Fachada: vivienda unifamiliar con zonas de humedad visible y necesidad de mantenimiento exterior.
  • •Dormitorio: estancias vacias que requieren pintura, mecanismos electricos y repaso general de acabados.

Description

Casa unifamiliar aislada de 344 m². Parcela de 1.342 m². Situada en la urbanización Can Surià, se encuentra en Olivella, Provincia de Barcelona. Distribuida en dos plantas de 149 m² y 107 m² respectivamente y comunicadas entre sí mediante una cómoda y amplia escalera. La vivienda tiene 4 habitaciones y 2 baños. Con un espectacular salón comedor de 75 m² con vistas a la montaña. Espacio de cocina de 18 m² preparado para una isla central. Frente al comedor dispone de una terraza de 50 m². Garaje de 107 m² con un espacioso trastero. Todas las estancias de la vivienda son de amplias dimensiones. Los techos interiores son de madera con vigas vistas. La parcela se distribuye en dos niveles, con zonas de aparcamiento, de terraza y de terreno libre. Ubicada en un entorno natural muy tranquilo. Con unas fantásticas vistas a la montaña. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

2007

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
6752708CF9765S0001OP
Cadastral area
344 m²
Year built
2007
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 681 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 333.33m² en Olivella a 897€/m² (mediana zona 1104€/m², delta -18.8%). Requiere Reforma Integral. Posesión libre. Zona baja, stock estancado (671 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 9 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Referencia zonal poco fiable (fuente internal, n=9)
  • −671 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Olivella-Urbanització, Olivella, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-22.6%Good price
Scope
Postal code
Zone median
€1,159 /m²
This asset
€897 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€299,000
Transfer tax (ITP) 10% — Cataluña€29,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,047
Estimated total investment€330,947

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceNov 2024 (681 days)
On Atalaya since11 May 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing