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House in Arcahueja

Arcahueja, León • Ref: #E592FB20

€130,000
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Size

186 m²

Price / m²

€700

Rooms

3

OccupancyUnconfirmed
25
House in Arcahueja — Arcahueja
Photo: Escogecasa
1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La fachada presenta ladrillo visto y piedra, con un aspecto general aceptable, aunque se aprecian algunas manchas y desgaste en la parte inferior.
  • •El salón tiene un estilo rústico con vigas de madera expuestas y una pared de piedra, pero la pintura amarilla de las paredes y el suelo oscuro brillante le dan un aspecto algo anticuado.
  • •La cocina cuenta con azulejos de colores vivos y encimeras rojas, lo que le da un estilo muy particular y que podría no ser del gusto de todos, además de que los muebles parecen algo desgastados.
  • •Los baños, aunque funcionales, tienen un diseño que podría considerarse dated, con azulejos de pared que imitan piedra y un lavabo moderno.

Description

Vivienda unifamiliar adosada de 141,78 m2 útiles, desarrollada en dos plantas, distribuida en planta baja con garaje, salón-comedor, cocina y un baño planta primera con salón y tres dormitorios. Suelos de tarima y de gres en cuartos húmedos, ventanas de aluminio imitación madera con acristalamiento doble y persianas de aluminio, calefacción mediante radiadores y caldera de gasóleo. Zona residencial con servicios en el entorno.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1912

Pool

No

Air conditioning

No

Heating

No

Storage room

Yes

Garden

No

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 185.82 m² but the cadastre records 271 m² (+46%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4859057TN9145N
Cadastral area
271 m²
Year built
1912
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

25/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 185.82m² en Arcahueja a 700€/m² (mediana zona 496€/m², delta +41.1%). Estado Mejorable. Posesión desconocida. Zona muy_baja, 137 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 108 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −Precio +41.1% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Arcahueja, León

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+52.8%Above anchor
Scope
Province (MITMA)
Zone median
€458 /m²
This asset
€700 /m²
Samples
104
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€130,000
Transfer tax (ITP) 8% — Castilla y León€10,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€455
Estimated total investment€141,855
Estimated refurbishment (state: mejorable)€74,500 – €130,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
24 Jun 2026
€150,000arrow_forward€130,000-13.33%

Listing intel

SourceEscogecasa
On Atalaya since9 May 2026
Last updated25 Sept 2026
See all bank-owned properties in León

Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing