AtalayaAtalaya

Avenida Francesc Macia, 120

Vilanova i la Geltrú, Barcelona • Apartment • Ref: #DA8CB04A

€256,500
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Size

94 m²

Price / m²

€2,728

Rooms

4

OccupancyVacant
63
Avenida Francesc Macia, 120 — Vilanova i la Geltrú
Photo: holapisos
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AI visual analysis

Automated analysis · physical condition

33 of 33 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •El salón presenta un aspecto moderno y bien cuidado, con mobiliario actual y suelos de madera laminada en buen estado.
  • •Los dormitorios muestran paredes blancas limpias y suelos de madera laminada, con ventanas en buen estado.
  • •En general, la propiedad se encuentra en un estado habitable sin necesidad de reformas inmediatas.

descriptionDescription

Piso en Vilanova I La Geltrú, Barcelona, idóneo para familias. La vivienda cuenta con una superficie de 94 m² construidos distribuidos en cuatro habitaciones, salón-comedor, cocina y dos aseos. Localizado en el corazón de Vilanova I La Geltrú y cerca de la Platja de ribes roges, en sus alrededores encontramos el Hospital Sant Antoni Abat, la Escola Pia de Vilanova i la Geltrú, supermercados, bancos, bibliotecas, farmacias, oficinas de correos y centros deportivos. Cuenta con fácil acceso a BV-2115.

Characteristics

Bathrooms

2

Floor

5

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
2443108CF9624S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1105 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

63/100

Confidence: High

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 94.00m² en Vilanova i la Geltrú a 2728€/m² (mediana zona 2969€/m², delta -8.1%). Buen Estado. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −1098 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vilanova i la Geltrú, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-8.1%In line
Scope
Municipality
Zone median
€2,969 /m²
This asset
€2,728 /m²
Period
septiembre 2026
Source
Idealista

account_balancevs other bank assets

+24.9%Above anchor
Scope
Postal code
Zone median
€2,185 /m²
This asset
€2,728 /m²
Samples
21
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€256,500
Transfer tax (ITP) 10% — Cataluña€25,650
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€898
Estimated total investment€284,048

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceSept 2023 (1105 days)
On Atalaya since9 Sept 2026
Last updated24 Sept 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing