AtalayaAtalaya

Apartment in Ampudia

Ampudia, Palencia • Ref: #D5D1D057

€120,000
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Size

293 m²

Price / m²

€410

Rooms

11

OccupancyUnconfirmed
38
Apartment in Ampudia — Ampudia
Photo: Diglo
1 / 45

AI visual analysis

Automated analysis · physical condition

45 of 45 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto envejecido con desconchones y suciedad, aunque la estructura parece sólida.
  • •Pasillo: Las paredes del pasillo muestran manchas de humedad y desconchones, y el suelo de baldosas está desgastado.
  • •Dormitorio: Las paredes del dormitorio están recién pintadas en gris, pero el suelo de baldosas está sucio y desgastado.
  • •Bano: El baño está parcialmente visible y parece antiguo, con un lavabo y un inodoro básicos.

Description

Edificio compuesto de 8 viviendas (finas registrales independientes) en la localidad de Ampudia en Palencia. Con una superficie de 293 m². Cada vivienda dispone se Cocina y baños independientes. Es edificio está localizado en la población de Ampudia, que ofrece una gran variedad de servicios y comodidades para los residentes. Encontrarás todo lo que necesitas para tu día a día a poca distancia, como supermercados, colegios, restaurantes y transporte público. Si quieres ampliar información catastral consulta en catastro con la siguiente referencia 2415902UM5421N0001JM. ¿Te gustaría tener más información? No dudes en ponerte en contacto con nosotros. Visita sin compromiso, sin comisiones de intermediación. Más información rellenando el formulario de contacto. En Diglo estaremos encantados de atenderte. Otras características Planta 2 Calificación Energética G

Characteristics

Bathrooms

8

Year built

2003

Energy rating

G

Legal & cadastral analysis

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Cadastral data

straightenUnreconciled surface: the listing states 293 m² but the cadastre records 731 m² (+149%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2415902UM5421N0001JM
Cadastral area
731 m²
Year built
2003
Cadastral use
Sports

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 293.00m² en Ampudia a 410€/m². Sin referencia zonal. estado mejorable. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

Risks

  • −Sin referencia zonal disponible

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Ampudia, Palencia

Estimated acquisition costs

Asset price€120,000
Transfer tax (ITP) 8% — Castilla y León€9,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€420
Estimated total investment€131,020
Estimated refurbishment (state: mejorable)€117,000 – €205,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since18 Sept 2026
Last updated18 Sept 2026
See all bank-owned properties in Palencia

Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing