AtalayaAtalaya

Calle Garbi, 20

Centro, Lloret de Mar, Girona • House • Ref: #D56308B8

€499,090-41% vs area market
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Size

290 m²

Price / m²

€1,721

Rooms

4

OccupancyOccupied · no title
57
Calle Garbi, 20 — Centro, Lloret de Mar
Photo: holapisos
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Exterior: La fachada de piedra y la estructura general de la casa parecen estar en buen estado.
  • •Garaje: La puerta del garaje se ve funcional y en buen estado.
  • •Exterior: Hay vegetación crecida en algunas zonas de los muros de piedra.

descriptionDescription

¡Vive en el centro de Lloret de Mar, Gerona! Te presentamos esta amplia y acogedora casa de 290 m², perfecta para parejas que buscan un hogar espacioso y bien ubicado. La vivienda está cuidadosamente distribuida, ofreciendo un luminoso salón-comedor y una cocina bien equipada, ideal para disfrutar de la vida diaria y las reuniones sociales. Ubicada en el centro de Lloret de Mar, esta casa te sitúa cerca de todos los servicios esenciales. En sus alrededores encontrarás una variedad de supermercados, lo que te brinda la comodidad de tener todas tus necesidades diarias al alcance de la mano. Además, la propiedad cuenta con fácil acceso a la C-63, facilitando tus desplazamientos y conectándote rápidamente con las principales vías de la región. No pierdas la oportunidad de vivir en esta maravillosa casa en el corazón de Lloret de Mar. ¡Contáctanos para más información y para agendar una visita!

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1082 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 290.00m² en Lloret de Mar a 1721€/m² (mediana zona 2928€/m², delta -41.2%). Estado Mejorable. Posesión con ocupación irregular. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -41.2% frente a la mediana zonal (2928€/m²)

warningRisks

  • −Aliseda declara no tener posesión legal (señal de ocupación irregular)
  • −1081 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro, Lloret de Mar, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-41.2%Strong opportunity
Scope
Municipality
Zone median
€2,928 /m²
This asset
€1,721 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+18.5%Above anchor
Scope
Postal code
Zone median
€1,452 /m²
This asset
€1,721 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€499,090
Transfer tax (ITP) 10% — Cataluña€49,909
Notary (est.)€749
Land Registry (est.)€499
Admin agency (est.)€1,747
Estimated total investment€551,994
Estimated refurbishment (state: mejorable)€116,000 – €203,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceSept 2023 (1082 days)
On Atalaya since15 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing