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Apartment in Lloret de Mar

Calle Mas Baell, 1

Lloret de Mar, Girona • Ref: #CD0A32D4

€152,570-10% vs area market
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Size

75 m²

Price / m²

€2,034

Rooms

3

OccupancyVacant
66
Calle Mas Baell, 1 — Lloret de Mar
Photo: holapisos
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Salon: paredes pintadas en blanco, suelos de gres en buen estado y cerramientos exteriores de aluminio con radiador instalado.
  • •Cocina: mobiliario basico funcional en madera con placa vitroceramica, fregadero y campana en estado operativo.
  • •Bano: sanitarios basicos completos (inodoro y bide) y alicatado blanco en aparente buen estado de conservacion.

Description

Espacioso Piso en Lloret de Mar, Girona, perfecto para familias. El inmueble cuenta con una superficie de 75 m² construidos distribuidos en tres habitaciones, salón-comedor, cocina y un aseo. Está situado en el centro de Lloret de Mar cerca de Església de Sant Romà de Lloret de Mar, en sus alrededores encontramos el centro sanitario CAP Lloret de Mar, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y varias paradas de autobús. Cuenta con fácil acceso a GI-682. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Bathrooms

1

Floor

2

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1121 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

66/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 75.00m² en Lloret de Mar a 2034€/m² (mediana zona 2267€/m², delta -10.3%). Buen Estado. Posesión libre. Zona baja, más de 2 años sin vender.

Strengths

  • +Estado habitable sin reforma inmediata
  • +Aliseda no marca situación especial: presuponer vivienda libre

Risks

  • −1111 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lloret de Mar, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-10.3%Good price
Scope
Municipality (MITMA)
Zone median
€2,267 /m²
This asset
€2,034 /m²
Samples
190
Period
Q4-2025
Source
MITMA

vs other bank assets

+12.0%Above anchor
Scope
Postal code
Zone median
€1,816 /m²
This asset
€2,034 /m²
Samples
16
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€152,570
Transfer tax (ITP) 10% — Cataluña€15,257
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€534
Estimated total investment€169,361

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceSept 2023 (1121 days)
On Atalaya since16 Apr 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing