AtalayaAtalaya

Piso en a Cañiza

A Cañiza, Pontevedra • Apartment • Ref: #C79A6220

€105,300
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Size

106 m²

Price / m²

€995

Rooms

3

OccupancyUnconfirmed
31
Piso en a Cañiza — A Cañiza
Photo: Escogecasa
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Cocina: La cocina está integrada en el salón y presenta un diseño funcional pero con elementos que denotan antigüedad, como los azulejos y los muebles.
  • •Salón: El salón tiene un diseño peculiar con estanterías verdes y un tragaluz, pero el estado general de las paredes y el suelo es aceptable.
  • •Dormitorio: Los dormitorios tienen suelos de madera y ventanas con persianas, pero la decoración y el mobiliario son antiguos y requieren actualización.
  • •General: La propiedad necesita una actualización estética general, incluyendo pintura y modernización de la cocina y los baños.

descriptionDescription

Ático de 87,5 m² útiles, en planta tercera de edificio residencial sin ascensor. Distribuido en salón-comedor con cocina integrada, tres dormitorios, dos baños y zona de lavadero. Año de construcción 2.006. Zona residencial con servicios en su entorno.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

2006

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

31/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
1/15

Vivienda de 105.79m² en A Cañiza a 995€/m² (mediana zona 992€/m², delta +0.3%). Estado Mejorable. Posesión desconocida. Zona muy_baja, 130 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 69 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

A Cañiza, Pontevedra

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+0.3%In line
Scope
Province (MITMA)
Zone median
€992 /m²
This asset
€995 /m²
Samples
69
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€105,300
Transfer tax (ITP) 9% — Galicia€9,477
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€369
Estimated total investment€116,146
Estimated refurbishment (state: mejorable)€42,500 – €74,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa
On Atalaya since15 May 2026
Last updated23 Sept 2026

Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing