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AtalayaAtalaya

Apartment in Oviedo

Plaza General Primo de Rivera, 1

Centro, Oviedo, Asturias • Ref: #C35BF03A

€197,500-51% vs area market
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Size

129 m²

Price / m²

€1,531

Rooms

3

OccupancyOccupied · legal tenant
70
Plaza General Primo de Rivera, 1 — Centro, Oviedo
Photo: holapisos
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: edificio plurifamiliar en estado general de conservacion aceptable con cerramientos de aluminio y portal a pie de calle.
  • •Exterior: unicamente se aporta vista exterior del inmueble y portal de acceso, sin acceso visual a estancias interiores.

Description

Amplio Piso en Oviedo, Asturias, ideal para familias. Este amplio Piso consta de 129 m² construidos distribuidos en tres habitaciones, salón-comedor, cocina y un aseo. Se encuentra en el centro de Oviedo a escasos minutos de Estatua de Mafalda, Plaza de El Fontán y San Francisco Park, en sus alrededores encontramos el Campus Training, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos, varias paradas de autobús y la estación de tren Oviedo. Cuenta con fácil acceso a AS-II.

Characteristics

Bathrooms

1

Floor

6

Elevator

No

Terrace

No

Parking

No

Year built

1960

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
9457018TP6095N0179IA
Cadastral area
129 m²
Year built
1960
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 526 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
12/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 129.00m² en Oviedo a 1531€/m² (mediana zona 3144€/m², delta -51.3%). Estado Mejorable. Posesión con inquilino legal. Zona baja, stock estancado (516 días).

Strengths

  • +Descuento del -51.3% frente a la mediana zonal (3144€/m²)

Risks

  • −516 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Centro, Oviedo, Asturias

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-51.3%Strong opportunity
Scope
Neighbourhood
Zone median
€3,144 /m²
This asset
€1,531 /m²
Period
junio 2026
Source
Idealista

vs other bank assets

-0.8%In line
Scope
Postal code
Zone median
€1,544 /m²
This asset
€1,531 /m²
Samples
21
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€197,500
Transfer tax (ITP) 8% — Asturias€15,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€691
Estimated total investment€214,991
Estimated refurbishment (state: mejorable)€51,500 – €90,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMay 2025 (526 days)
On Atalaya since11 Apr 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing