AtalayaAtalaya

Calle Milana

Sant Pere de Ribes, Barcelona • Apartment • Ref: #C23FC0E9

€302,000
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Size

88 m²

Price / m²

€3,423

Rooms

3

OccupancyVacant
57
Calle Milana — Sant Pere de Ribes
Photo: Solvia
1 / 22

AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Pristine

Photo quality

Good

Model observations

  • •Cocina: La cocina presenta muebles modernos en color rojo y electrodomésticos de acero inoxidable, indicando una reforma reciente.
  • •Salon: El salón tiene paredes blancas y suelos claros, con grandes ventanales que aportan mucha luz natural.
  • •Dormitorio: Los dormitorios tienen armarios empotrados de madera clara y suelos en buen estado, con ventanas que dan al exterior.

descriptionDescription

Piso con garaje y trastero situado en Sant Pere de Riebes, Barcelona. Situado en un área residencial del centro comercial y financiero de Sant Pere de Riebes con todos los servicios, estas luminosas vivienda de obra nueva de 88 m² ofrece muy buena conexión tanto por transporte público, con paradas de autobús próximas y estación de tren en Sitges a 5 kilómetros, como privado y fácil acceso a la carretera C-158. Cercana a colegios, organismos públicos, parques, centros deportivos, supermercados, cafeterías, centro de salud, farmacias y al ayuntamiento a menos de 10 minutos caminando. La vivienda se encuentra en un edificio construido en 2008. Tiene una superficie de 88 distribuidos en salón-comedor con cocina amueblada, 3 dormitorios, 2 baños, y una de las viviendas dispone de terraza bajo cubierta de 30 m². La cocina está equipada con placa vitrocerámica, horno y extractor de humos.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2008

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 88.22 m² but the cadastre records 112 m² (+27%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7787324CF9678N0014YH
Cadastral area
112 m²
Year built
2008
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 515 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
5/15

Vivienda de 88.22m² en Sant Pere de Ribes a 3423€/m² (mediana zona 2948€/m², delta +16.1%). Estado Impecable. Posesión libre. Zona baja, stock estancado (513 días).

trending_upStrengths

  • +Estado impecable: entrar a vivir sin obra
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +16.1% por encima de mediana zonal
  • −513 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Sant Pere de Ribes, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+16.1%Above anchor
Scope
Municipality
Zone median
€2,948 /m²
This asset
€3,423 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+70.0%Above anchor
Scope
Postal code
Zone median
€2,014 /m²
This asset
€3,423 /m²
Samples
21
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€302,000
Transfer tax (ITP) 10% — Cataluña€30,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,057
Estimated total investment€334,257

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2025 (515 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing