AtalayaAtalaya

House in San Pedro del Pinatar

Los Sáez, San Pedro del Pinatar, Murcia • Ref: #BA1AD1FA

€89,000
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Size

75 m²

Price / m²

€1,180

Rooms

3

OccupancyOccupied · no titleDeduced by AI
60
House in San Pedro del Pinatar — Los Sáez, San Pedro del Pinatar
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La pintura exterior muestra signos de desgaste y suciedad.
  • •Exterior: Las rejas de las ventanas parecen antiguas y necesitan mantenimiento.

Description

Unifamiliar adosada de dos plantas en un edificio plurifamiliar bajo rasante con en el municipio de San Pedro del Pinatar, provincia de Murcia. La vivienda está distribuida en tres dormitorios, dos baños completos, salón-comedor y cocina. El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Cuenta con fácil acceso a la carretera y otros nudos de comunicación. Cercano a establecimientos y comercios de la zona. Zona que dispone de todos los servicios y dotaciones tales como, centros educativos, sanitarios, comercios, centro de ocio. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

2005

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
3387811XG9838N0002XE
Cadastral area
76 m²
Year built
2005
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 958 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

60/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 75.41m² en San Pedro del Pinatar a 1180€/m² (mediana zona 3031€/m², delta -61.1%). Estado Mejorable. Posesión con ocupación irregular. Zona muy_baja, más de 2 años sin vender.

Strengths

  • +Descuento del -61.1% frente a la mediana zonal (3031€/m²)

Risks

  • −IA detectó: ocupado por persona sin justo título
  • −947 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Los Sáez, San Pedro del Pinatar, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-61.1%Strong opportunity
Scope
Municipality
Zone median
€3,031 /m²
This asset
€1,180 /m²
Period
2026-05
Source
Idealista

vs other bank assets

-23.2%Good price
Scope
City
Zone median
€1,536 /m²
This asset
€1,180 /m²
Samples
17
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€89,000
Transfer tax (ITP) 8% — Murcia€7,120
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€312
Estimated total investment€97,432
Estimated refurbishment (state: mejorable)€30,000 – €53,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
2 Jul 2026
€71,000arrow_forward€89,000-25.35%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (958 days)
On Atalaya since12 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing