AtalayaAtalaya

Apartment in Vila-seca

Calle Ramon D'olzina, s/n

Vila-seca, Tarragona • Ref: #AD838F8A

€154,550
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Size

101 m²

Price / m²

€1,530

Rooms

3

OccupancyOccupied · old rent
43
Calle Ramon D'olzina, s/n — Vila-seca
Photo: holapisos
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AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Salon: Espacioso y luminoso, con suelos laminados en buen estado, radiador y acceso directo a balcon/terraza mediante puerta corredera.
  • •Cocina: Mobiliario completo y encimera de granito en estado funcional, equipada con horno y campana extractora.
  • •Bano: Sanitarios completos e instalados, alicatado conservado y mampara de ducha operativa.
  • •Dormitorio: Paredes recien pintadas de blanco, suelo de tarima bien conservado y carpinteria exterior de aluminio con persiana.

Description

Vivienda ubicada en Vila-seca, Tarragona, ideal para familias. Con una superficie de 101 m² construidos distribuidos en 3 habitaciones y 2 baños. Se encuentra cerca del centro de Vila-seca. En sus alrededores encontramos el Escola Miramar. El entorno ofrece colegios, transporte público y supermercados cercanos, brindando una vida práctica y bien conectada. Cuenta con fácil acceso a AP-7, N-340a y N-420a. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Bathrooms

2

Floor

4

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 450 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

43/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
6/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
5/15

Vivienda de 101.00m² en Vila-seca a 1530€/m² (mediana zona 1554€/m², delta -1.5%). Buen Estado. Posesión con inquilino de renta antigua. Zona muy_baja, stock estancado (440 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 10 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata

Risks

  • −Aliseda indica alquiler social obligatorio (renta protegida por ley)
  • −440 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vila-seca, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+9.3%Above anchor
Scope
City
Zone median
€1,400 /m²
This asset
€1,530 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€154,550
Transfer tax (ITP) 10% — Cataluña€15,455
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€541
Estimated total investment€171,546

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceJul 2025 (450 days)
On Atalaya since11 Apr 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing