AtalayaAtalaya

Giles

Magallón, Zaragoza • House • Ref: #7FD0FF3D

€32,000
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Size

114 m²

Price / m²

€281

Rooms

3

OccupancyVacant
46
Giles — Magallón
Photo: Solvia
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada de ladrillo visto presenta un aspecto envejecido y algunas zonas con desconchones.
  • •Salon: El salon muestra paredes con pintura deteriorada, suelos de baldosas antiguas y vigas de madera expuestas en el techo.
  • •Cocina: La cocina tiene azulejos antiguos y faltan muebles, lo que indica la necesidad de una reforma completa.
  • •Pasillo: El pasillo y otras estancias interiores tienen paredes con desconchones y suciedad, y se aprecian escombros en el suelo.

descriptionDescription

Construida en el año 1935, esta casa de pueblo consta de tres plantas y ofrece un total de 114,00 m2 de espacio bien distribuido. Al entrar en la casa, te recibirá un acogedor salón, ideal para disfrutar de momentos de relax en familia o con amigos. La cocina, de estilo americano, es espaciosa y moderna, perfecta para aquellos que disfrutan de la cocina y el entretenimiento mientras preparan deliciosas comidas. La propiedad cuenta con tres acogedores dormitorios, proporcionando amplio espacio para la comodidad de toda la familia. Además, un baño bien equipado te brindará todo lo que necesitas para tus rutinas diarias. Uno de los encantos especiales de esta casa es su impresionante buhardilla, un espacio versátil que podrás utilizar según tus necesidades y preferencias personales. En los días soleados, podrás disfrutar de un maravilloso patio, un lugar ideal para relajarte al aire libre, cultivar un jardín o disfrutar de comidas al aire libre. Esta casa, llena de historia y carácter, ofrece un ambiente encantador y una ubicación conveniente en la bella Magallón. No pierdas la oportunidad de hacerla tuya y comenzar a disfrutar de la vida en este encantador hogar en Zaragoza

Characteristics

Bathrooms

1

Elevator

No

Year built

1935

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
8025208XM2382E0001RR
Cadastral area
114 m²
Year built
1935
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

46/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 114.00m² en Magallón a 281€/m² (mediana zona 1749€/m², delta -83.9%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -83.9% frente a la mediana zonal (1749€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Magallón, Zaragoza

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-83.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,749 /m²
This asset
€281 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-13.8%Good price
Scope
Province (MITMA)
Zone median
€326 /m²
This asset
€281 /m²
Samples
297
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€32,000
Transfer tax (ITP) 8% — Aragón€2,560
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€35,860

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since24 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing