AtalayaAtalaya

Apartment in Benavente

Benavente, Zamora • Ref: #7E8A374F

€85,000
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Size

108 m²

Price / m²

€788

Rooms

3

OccupancyVacant
63
Apartment in Benavente — Benavente
Photo: Altamira
1 / 34

AI visual analysis

Automated analysis · physical condition

34 of 34 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes presentan marcas y agujeros, sugiriendo la necesidad de pintura y posibles reparaciones.
  • •Dormitorio: Se observa una pared pintada de un color diferente y marcas en las paredes, indicando que se requiere una actualización estética.
  • •Suelos: El suelo de parquet se ve en buen estado general, aunque podría beneficiarse de un pulido o barnizado para mejorar su aspecto.

Description

Piso en LUIS MORAN, Benavente, Zamora. Superficie: 107.9 m², 3 habitaciones, 2 baños. Equipamiento: calefacción, trastero. Tipo de operación: VPO.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

2002

Pool

No

Air conditioning

No

Heating

Yes

Storage room

Yes

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 107.9 m² but the cadastre records 204 m² (+89%). Verify before offering — €/m² and the discount depend on this number.

Cadastral area
204 m²
Year built
2002
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

63/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 107.90m² en Benavente a 788€/m². Sin referencia zonal. estado mejorable. Posesión libre. Zona muy_baja, 170 días en mercado.

Strengths

  • +Altamira indica sin riesgo de ocupación

Risks

  • −Sin referencia zonal disponible

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Benavente, Zamora

Estimated acquisition costs

Asset price€85,000
Transfer tax (ITP) 8% — Castilla y León€6,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€93,100
Estimated refurbishment (state: mejorable)€43,000 – €75,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAltamira
On the market sinceJul 2026 (86 days)
On Atalaya since11 Apr 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing