AtalayaAtalaya

Apartment in El Prat de Llobregat

Avenida Verge Montserrat, s/n

El Prat de Llobregat, Barcelona • Ref: #7752BB49

€181,000-27% vs area market
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Size

84 m²

Price / m²

€2,154

Rooms

3

OccupancyOccupied · old rent
59
Avenida Verge Montserrat, s/n — El Prat de Llobregat
Photo: holapisos
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto general de ladrillo visto con persianas y aires acondicionados, indicando un estado funcional pero sin modernizaciones recientes.
  • •Exterior: La acera y la calle adyacente muestran un mantenimiento regular, con señalización urbana y mobiliario estándar.

Description

Piso en Prat de Llobregat (El), Barcelona, perfecto para familias. El inmueble dispone de una superficie de 84 m² construidos distribuidos en tres habitaciones, salón-comedor, cocina y un aseo. Localizado en el centro de Prat de Llobregat (El), en sus alrededores encontramos la Escola Bernat Metge, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos, varias paradas de autobús, la estación de metro Cèntric y la estación de tren El Prat de Llobregat. Cuenta con fácil acceso a C-31. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Bathrooms

1

Floor

3

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 500 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 84.00m² en El Prat de Llobregat a 2154€/m² (mediana zona 2951€/m², delta -27.0%). Estado Mejorable. Posesión desconocida. Zona baja, stock estancado (490 días).

Strengths

  • +Descuento del -27.0% frente a la mediana zonal (2951€/m²)

Risks

  • −490 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Prat de Llobregat, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-27.0%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€2,951 /m²
This asset
€2,154 /m²
Samples
244
Period
Q4-2025
Source
MITMA

vs other bank assets

-16.7%Good price
Scope
Postal code
Zone median
€2,586 /m²
This asset
€2,154 /m²
Samples
22
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€181,000
Transfer tax (ITP) 10% — Cataluña€18,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€634
Estimated total investment€200,734
Estimated refurbishment (state: mejorable)€33,500 – €59,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMay 2025 (500 days)
On Atalaya since12 Apr 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing