AtalayaAtalaya

Calle Palomar

Moratalla, Murcia • House • Ref: #69A4FB0C

€5,000-85% vs area market
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Size

80 m²

Price / m²

€63

Rooms

1

OccupancyVacantDeduced by AI
64
Calle Palomar — Moratalla
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta desconchones y suciedad, indicando falta de mantenimiento.
  • •Exterior: Se observan cables eléctricos expuestos y desordenados en la fachada.
  • •Exterior: Las ventanas y puertas parecen antiguas y en mal estado, algunas con rejas oxidadas.

descriptionDescription

Vivienda adosada situado en la localidad de Moratalla, municipio español perteneciente a la Región de Murcia, situado en Comarca del Noroeste. Cuenta con una superficie de 80 m² desarrollados en dos plantas y se encuentra en estado ruinoso. En cuanto a las vías de acceso por carretera, las más habituales por su uso son RM-703 y RM-715. A pocos minutos del ayuntamiento. Con los servicios de Solvia podrá encontrar el activo que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1886

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 80 m² but the cadastre records 70 m² (-12%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6975503WH9267F0001WS
Cadastral area
70 m²
Year built
1886
Cadastral use
Industrial

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2666 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

64/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 80.00m² en Moratalla a 63€/m² (mediana zona 417€/m², delta %). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +IA Gemini Flash detectó estado por descripción

warningRisks

  • −2662 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Moratalla, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-84.9%Strong opportunity
Scope
Municipality
Zone median
€417 /m²
This asset
€63 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-73.1%Strong opportunity
Scope
Postal code
Zone median
€234 /m²
This asset
€63 /m²
Samples
8
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€5,000
Transfer tax (ITP) 8% — Murcia€400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€6,700

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2019 (2666 days)
On Atalaya since12 May 2026
Last updated28 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing