AtalayaAtalaya

Calle Virgen del Sagrario, 5

Cuenca • Apartment · Auction • Ref: #63B0EB45

€1,000-99% vs area market
open_in_newView original listing

Get new bank-owned properties in Cuenca under your budget by email. Free.

Size

100 m²

OccupancyUnconfirmed
23
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Vivienda letra B o derecha de la planta segunda del edificio sito en Cuenca, en el Polígono de San Antonio, hoy calle Virgen del Sagrario, número cinco. Ocupa una superficie construida de cien metros con once decímetros cuadrados y útil de ochenta y dos metros con noventa y siete decímetros cuadrados. VPO.

gavelLegal & cadastral analysis

expand_more

balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€257,862
Detalle cargasCondiciones resolutorias a favor del INSTITUTO NACIONAL DE LA VIVIENDA. Hipoteca a favor de CAJA ESPAÑA DE INVERSIONES CAJA DE AHORROS Y MONTE DE PIEDAD (cedida a HOIST FINANCE SPAIN SL). Anotación de embargo preventivo a favor del JUZGADO DE LO PENAL NUMERO 2 DE CUENCA.
Hipoteca€233,600
Embargos€24,262
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, anotacion_preventiva, procedimiento_penal
Análisis riesgoLa propiedad tiene condiciones resolutorias, una hipoteca y un embargo preventivo, lo que implica un alto nivel de cargas y complejidad en el procedimiento. La ocupación es desconocida, lo que añade incertidumbre.

assignmentCadastral data

Cadastral ref.
3756009WK7335F0005ZL
Cadastral area
99 m²
Year built
1974
Cadastral use
Residential

routeHow to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

23/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
3/15
BOE bonus
1/6

Subasta BOE en Cuenca. Puja mínima 1,000€ vs tasación 23,350€ (descuento judicial 95.7%). Posesión desconocida. Subasta cierra en 7 días (inminente).

trending_upStrengths

  • +Descuento judicial del 95.7% sobre tasación (1,000€ vs 23,350€)
  • +Subasta inminente: cierre en 7 días, ventana de decisión limitada (presión vendedora)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cuenca, Cuenca, Cuenca

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-99.3%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€1,471 /m²
This asset
€10 /m²
Samples
133
Period
Q4-2025
Source
MITMA

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€1,000
Transfer tax (ITP) 9% — Castilla-La Mancha€90
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€2,390

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 23 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (20 days)
On Atalaya since4 Sept 2026
Last updated4 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Cuenca by AI score

Severo Catalina,, 35
68

Severo Catalina,, 35

€99,500

€816/m² · 122 m²

View analysisarrow_forward
Calle Hermanos Becerril
52

Calle Hermanos Becerril

€178,000

€1,254/m² · 142 m²

View analysisarrow_forward
Calle Francisco Ruiz Jarabo- C/ Florencio Martinez Ruiz
48

Calle Francisco Ruiz Jarabo- C/ Florencio Martinez Ruiz

€129,000

€1,407/m² · 91.69 m²

View analysisarrow_forward
Flat For Sale In C Parque de San Julian 9 Cuenca Cuenca
31

Flat For Sale In C Parque de San Julian 9 Cuenca Cuenca

€119,000

€1,545/m² · 77 m²

View analysisarrow_forward
Flat For Sale In C Parque de San Julian 9 Cuenca Cuenca
29

Flat For Sale In C Parque de San Julian 9 Cuenca Cuenca

€245,000

€3,182/m² · 77 m²

View analysisarrow_forward

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing