AtalayaAtalaya

Calle Francisco Ruiz Jarabo- C/ Florencio Martinez Ruiz

Cuenca • Apartment • Ref: #A189534A

€129,000-18% vs area market
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Size

92 m²

Price / m²

€1,407

Rooms

3

OccupancyVacant
59
Calle Francisco Ruiz Jarabo- C/ Florencio Martinez Ruiz — Cuenca
Photo: Solvia
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso de 92 m² ubicado en Cuenca, Cuenca. Se trata de un piso de 92 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baños. El piso se sitúa en el núcleo urbano de la población, con acceso a vías principales como la N-320 y la A-40. Dispone de comunicaciones mediante líneas de autobús urbano que conectan distintas zonas de la ciudad, así como la estación de tren de alta velocidad Cuenca-Fernando Zóbel y la estación de autobuses con conexiones interurbanas. En la zona se pueden encontrar servicios como supermercados, centros educativos, instalaciones deportivas, restaurantes y entidades bancarias. A pocos minutos del Hospital Virgen de la Luz y de centros comerciales de la ciudad. Con nuestros servicios podrá encontrar piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1956

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
3458703WK7335G0006UY
Cadastral area
92 m²
Year built
1956
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1061 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 91.69m² en Cuenca a 1407€/m² (mediana zona 1708€/m², delta -17.6%). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −1059 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cuenca, Cuenca

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-17.6%Good price
Scope
Municipality
Zone median
€1,708 /m²
This asset
€1,407 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+355.3%Above anchor
Scope
Province (MITMA)
Zone median
€309 /m²
This asset
€1,407 /m²
Samples
75
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€129,000
Transfer tax (ITP) 9% — Castilla-La Mancha€11,610
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€452
Estimated total investment€142,062

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceOct 2023 (1061 days)
On Atalaya since18 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing