AtalayaAtalaya

Apartment in Arbúcies

Calle Bosch Vicens

Arbúcies, Girona • Ref: #6353D5E6

€74,000
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Size

68 m²

Price / m²

€1,093

Rooms

3

OccupancyVacant
49
Calle Bosch Vicens — Arbúcies
Photo: Solvia
1 / 22

AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Cocina: Mobiliario antiguo y deteriorado en bordes, con encimera de granito y alicatado completo pero anticuado.
  • •Salon: Suelos de terrazo amarillento antiguos y carpinteria basica, pero estancias despejadas y paredes en estado aceptable.
  • •Dormitorio: Armario empotrado sin puertas mostrando la estructura de madera vista y necesidad de actualizacion general.
  • •Fachada: Edificio antiguo con manchas de humedad y envejecimiento superficial en el patio exterior.

Description

Piso de 68 m², de 3 dormitorios y 1 baños, en venta en Arbucies, Girona. Se trata de un piso de 68 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baños. La vivienda se sitúa en el núcleo de la población, teniendo buenos accesos por carretera. En la población podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias, otros negocios comerciales, etc. Por todo ello, la convierten en una propuesta inteligente y una estupenda opción para construir un hogar. Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1972

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 67.71 m² but the cadastre records 80 m² (+18%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9896634DG5299N0003YH
Cadastral area
80 m²
Year built
1969
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1188 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: Medium

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 67.71m² en Arbúcies a 1093€/m² (mediana zona 1093€/m², delta +0.0%). Estado Mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 5 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Referencia zonal poco fiable (fuente internal, n=5)
  • −1178 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Arbúcies, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+6.7%Above anchor
Scope
Postal code
Zone median
€1,024 /m²
This asset
€1,093 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€74,000
Transfer tax (ITP) 10% — Cataluña€7,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€82,700
Estimated refurbishment (state: mejorable)€27,000 – €47,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
19 Sept 2026
€79,000arrow_forward€74,000-6.33%

Listing intel

SourceSolvia
On the market sinceJul 2023 (1188 days)
On Atalaya since8 Aug 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing