AtalayaAtalaya

Varios en Olula del Río

Olula del Río, Almería • Other • Ref: #63081253

€147,700
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Size

558 m²

Price / m²

€265

OccupancyVacant
40
Varios en Olula del Río — Olula del Río
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Salon: Las paredes de piedra y la chimenea sugieren un estilo rústico, pero el estado general de la habitación, con paredes parcialmente enlucidas y el suelo desgastado, indica que necesita una reforma.
  • •Exterior: La estación de servicio Meroil parece abandonada o en desuso, con la estructura de la gasolinera y el edificio anexo mostrando signos de deterioro y falta de mantenimiento.
  • •Exterior: La zona exterior con mesas y árboles, aunque funcional, presenta un aspecto descuidado y podría beneficiarse de una mejora estética.

descriptionDescription

Bank-owned property managed by Solvia (Livingcenter (CaixaBank)).

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 558.03 m² but the cadastre records 1431 m² (+156%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
04069A005000690001YY
Cadastral area
1431 m²
Year built
2004
Cadastral use
Industrial

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

40/100

Confidence: Low

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
7/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 558.03m² en Olula del Río a 265€/m² (mediana zona 797€/m², delta -66.8%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 433 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -66.8% frente a la mediana zonal (797€/m²)
  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Olula del Río, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-67.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€806 /m²
This asset
€265 /m²
Samples
437
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€147,700
Transfer tax (ITP) 7% — Andalucía€10,339
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€517
Estimated total investment€159,556

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated23 Sept 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing