AtalayaAtalaya

House in Cocentaina

Cocentaina, Alicante • Ref: #60443AB5

€16,000
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Size

102 m²

Price / m²

€157

Rooms

3

OccupancyVacant
49
House in Cocentaina — Cocentaina
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Las fachadas de los edificios muestran signos de desgaste, con pintura desconchada y suciedad acumulada.
  • •Balcon: Los balcones presentan barandillas oxidadas y suciedad, indicando falta de mantenimiento.
  • •Exterior: Las calles son estrechas y los edificios parecen antiguos, con cables expuestos en algunas fachadas.

Description

Chalet adosado de 3 dormitorios y de 1 baño en Cocentaina.

Characteristics

Bathrooms

1

Year built

1930

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 101.8 m² but the cadastre records 140 m² (+38%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2517208YH2921N0001XS
Cadastral area
140 m²
Year built
1930
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 831 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
14/25
Legal liens
4/15
Zone liquidity
9/15

Vivienda de 101.80m² en Cocentaina a 157€/m². Sin referencia zonal. estado mejorable. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

Risks

  • −Sin referencia zonal disponible
  • −820 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cocentaina, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-42.1%Strong opportunity
Scope
City
Zone median
€271 /m²
This asset
€157 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€16,000
Transfer tax (ITP) 10% — Comunitat Valenciana€1,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€18,900
Estimated refurbishment (state: mejorable)€40,500 – €71,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
19 Sept 2026
€18,900arrow_forward€16,000-15.34%

Listing intel

SourceSolvia
On the market sinceJul 2024 (831 days)
On Atalaya since21 Aug 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing