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AtalayaAtalaya

House in Pedro Muñoz

Pedro Muñoz, Ciudad Real • Ref: #5ED0D40E

€47,000
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Size

492 m²

Price / m²

€96

Rooms

3

OccupancyOccupied · type to verify
60
House in Pedro Muñoz — Pedro Muñoz
Photo: Solvia
1 / 4

AI visual analysis

Automated analysis · physical condition

4 of 4 photos analyzed

Physical condition

Needs work

Photo quality

Good

Description

Vivienda adosada en la localidad de Pedro Muñoz consta de dos alturas y una superficie de 492 m2. Se encuentra situado en la localidad de Pedro Muñoz, provincia de Ciudad Real. La vivienda está compuesta de dos plantas. La planta baja consta de cocina, salón-comedor, un baño, despensa, dos garajes y tres trasteros. La planta alta dispone de tres dormitorios y una zona de cámara. El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. El estado de conservación del inmueble es medio-bajo. Cuenta con fácil acceso por carretera y próximo al ayuntamiento del pueblo. A su alrededor podemos encontrar supermercados, restaurantes y varias bodegas de su interés. 0

Characteristics

Bathrooms

1

Elevator

No

Year built

1968

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
4918720WJ0641N0001EI
Cadastral area
492 m²
Year built
1968
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 958 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 492.00m² en Pedro Muñoz a 96€/m² (mediana zona 467€/m², delta %). Estado Mejorable. Posesión con ocupación a verificar. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 256 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −948 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Pedro Muñoz, Ciudad Real

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-40.7%Strong opportunity
Scope
Postal code
Zone median
€162 /m²
This asset
€96 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€47,000
Transfer tax (ITP) 9% — Castilla-La Mancha€4,230
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€52,530
Estimated refurbishment (state: mejorable)€197,000 – €344,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (958 days)
On Atalaya since12 May 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing