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Apartment in Vic

Ronda Ausetans, s/n

Vic, Barcelona • Ref: #5A207B79

€102,000-39% vs area market
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Size

83 m²

Price / m²

€1,228

Rooms

3

OccupancyOccupied · old rent
59
Ronda Ausetans, s/n — Vic
Photo: holapisos
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Edificio plurifamiliar con revestimiento de ladrillo caravista en aparente estado de conservacion aceptable sin danos estructurales visibles.
  • •Exterior: Entorno urbano consolidado con zonas ajardinadas en el acceso y cerramientos exteriores estandar.

Description

Piso en Vic, Barcelona, perfecto para familias. La vivienda cuenta con una superficie de 83 m² construidos distribuidos en tres habitaciones, salón-comedor, cocina y un aseo. Está situado en el centro de Vic, en sus alrededores encontramos el centro sanitario CAP El Remei, la Universitat de Vic - Universitat Central de Catalunya, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y varias paradas de autobús. Cuenta con fácil acceso a Ctra. Barcelona. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Bathrooms

1

Floor

3

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 506 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
6/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 83.00m² en Vic a 1228€/m² (mediana zona 1999€/m², delta -38.6%). Estado Mejorable. Posesión con inquilino de renta antigua. Zona muy_baja, stock estancado (496 días).

Strengths

  • +Descuento del -38.6% frente a la mediana zonal (1999€/m²)

Risks

  • −Aliseda indica alquiler social obligatorio (renta protegida por ley)
  • −496 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vic, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-38.6%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€1,999 /m²
This asset
€1,228 /m²
Samples
179
Period
Q4-2025
Source
MITMA

vs other bank assets

-0.1%In line
Scope
Postal code
Zone median
€1,229 /m²
This asset
€1,228 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€102,000
Transfer tax (ITP) 10% — Cataluña€10,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€357
Estimated total investment€113,557
Estimated refurbishment (state: mejorable)€33,000 – €58,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMay 2025 (506 days)
On Atalaya since21 Apr 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing