AtalayaAtalaya

Apartment in Tarazona

Calle Ancha San Bernardo

Tarazona, Zaragoza • Ref: #58962D24

€17,000-27% vs area market
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Size

71 m²

Price / m²

€239

Rooms

3

OccupancyVacant
57
Calle Ancha San Bernardo — Tarazona
Photo: Solvia
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Description

Piso para reformar de 3 dormitorios y 71,25 m² a la venta situado en Tarazona, en la provincia de Zaragoza. Situado en una buena zona de la población, dispone de todo tipo de servicios cerca (colegios, parques, supermercados, restaurantes, farmacias, bancos), y buenas comunicaciones por carretera. Acceso directo a la nacional N-122. Construido en 1930, situado en la primera planta, dispone de la siguiente distribución: hall, cocina, salón, tres dormitorios y baño. Por ello, esta residencia de 71,25 m² a reformar le ofrece muchas posibilidades como inversión. Con los servicios prestados podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

No

Year built

1930

Energy rating

F

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 71.25 m² but the cadastre records 151 m² (+112%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
54016C2XM0450A0002KL
Cadastral area
151 m²
Year built
1930
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1903 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 71.25m² en Tarazona a 239€/m² (mediana zona 326€/m², delta -26.7%). Requiere Reforma Integral. Posesión libre. Zona baja, más de 2 años sin vender.

Strengths

  • +Descuento del -26.7% frente a la mediana zonal (326€/m²)
  • +Solvia no marca ocupación: se presupone libre

Risks

  • −1894 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tarazona, Zaragoza

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-26.7%Strong opportunity
Scope
Municipality
Zone median
€326 /m²
This asset
€239 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

+71.9%Above anchor
Scope
Postal code
Zone median
€139 /m²
This asset
€239 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€17,000
Transfer tax (ITP) 8% — Aragón€1,360
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€19,660

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
1 Oct 2026
€18,590arrow_forward€17,000-8.55%

Listing intel

SourceSolvia
On the market sinceJul 2021 (1903 days)
On Atalaya since11 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing