Vivienda en Venta en Urbanizacion Altavista, Nº 1,302

San Roque, Cadiz • Apartment • Ref: #56B926EB

€279,000

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Size

98 m²

Price / m²

€2,847

Rooms

OccupancyUnconfirmed

Vivienda en Venta en Urbanizacion Altavista, Nº 1,302 — San Roque

Photo: Diglo

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AI visual analysis

Automated analysis · physical condition

28 of 28 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

•Fachada: La fachada presenta un aspecto cuidado, con pintura en buen estado y detalles decorativos.
•Exterior: El pavimento exterior muestra signos de desgaste y suciedad, lo que sugiere la necesidad de limpieza o mantenimiento.
•Exterior: La vegetación y los jardines están bien mantenidos, lo que contribuye a una buena primera impresión.

descriptionDescription

DESCRIPCIÓN: Vivienda en San Roque. Vivienda tipo dúplex situada en la Urbanización Altavista de Alcaidesa, en San Roque (Cádiz). Construida en 2007, cuenta con 2 dormitorios, 2 baños y una superficie registral de 97,57 m², distribuida en varias habitaciones y servicios, además de un porche de 24,90 m² y un jardín de 62,12 m². La superficie catastral es de 175 m². La vivienda incluye como anejo inseparable un aparcamiento de 38,23 m². Le corresponde una cuota de participación en la comunidad del 0,21%. Otras características Planta PB Calificación Energética E

Characteristics

Bathrooms

Year built

2007

Energy rating

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.

1538107TF9113N

routeHow to buy this asset from the bank

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1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

29/100

Confidence: Low

Score breakdown

Zone delta: 0/30
Possession: —
Physical state: 14/25
Legal liens: 7/15
Zone liquidity: 4/15

Vivienda de 98.00m² en San Roque a 2847€/m² (mediana zona 2314€/m², delta +23.1%). Estado Mejorable. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

warningRisks

−Precio +23.1% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

San Roque, Cadiz

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+23.1%Above anchor

Scope: Municipality (MITMA)
Zone median: €2,314 /m²
This asset: €2,847 /m²
Samples: 224
Period: Q4-2025
Source: MITMA

account_balancevs other bank assets

+92.5%Above anchor

Scope: City
Zone median: €1,479 /m²
This asset: €2,847 /m²
Samples: 11
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€279,000

Transfer tax (ITP) 7% — Andalucía€19,530

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€977

Estimated total investment€300,507

Estimated refurbishment (state: mejorable)€39,000 – €68,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo

On Atalaya since16 Sept 2026

Last updated16 Sept 2026

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Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing