Saltar al contenido
AtalayaAtalaya

House in Deltebre

Calle Julio Romero de Torre

Deltebre, Tarragona • Ref: #4FF26ABE

€77,500
open_in_newView original listing

Get new bank-owned properties in Deltebre under your budget by email. Free.

Size

418 m²

Price / m²

€185

Rooms

3

OccupancyVacant
50
Calle Julio Romero de Torre — Deltebre
Photo: Solvia
1 / 40

AI visual analysis

Automated analysis · physical condition

40 of 40 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: Presenta accesos tapiados con ladrillo visto y carpinterías exteriores muy deterioradas o ausentes.
  • •Dormitorio: Muestra paredes con desprendimiento de pintura, humedades y huecos de ventana sin rematar.
  • •Salon: En la imagen de estado actual se aprecian paredes en ladrillo vivo que requieren una reforma integral.

Description

Casa de Pueblo, vivienda unifamiliar independiente que consta de dos plantas sobre rasante, compuesta por cuatro dormitorios y dos cuartos de baño, con una superficie construida de 418 m² y una superficie útil de vivienda de 365 m². Se encuentra situado en el municipio de Deltebre, en la provincia de Tarragona. La vivienda está compuesta de dos plantas. La planta baja dispone de un espacio diáfano para el garaje-almacén y trastero. Consta de recibidor, zona de porche en la entrada, salón-comedor, cocina, un cuarto de baño. La planta primera, se distribuye en cuatro dormitorios un cuarto de baño completo y acceso a una terraza exterior lateral. La vivienda dispone de suelos de gres en las estancias principales, ventanas de aluminio y carpintería interior de madera, principalmente de sapeli. En la vivienda es necesario realizar una reforma para adecuarlo a unas condiciones de habitabilidad óptimas El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Además, se encuentra a poca distancia del centro de la localidad, donde es posible encontrar todo tipo de servicios, como restaurantes, colegios, centros de salud, comercios. La vivienda dispone de una excelente ubicación y está muy bien comunicada por las carreteras comarcales que rodean al municipio y por transporte público. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1975

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 418 m² but the cadastre records 612 m² (+46%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8896410CF0089N0001TR
Cadastral area
612 m²
Year built
1975
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 961 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 418.00m² en Deltebre a 185€/m² (mediana zona 793€/m², delta -76.7%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 12 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -76.7% frente a la mediana zonal (793€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −951 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Deltebre, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-76.7%Strong opportunity
Scope
City
Zone median
€793 /m²
This asset
€185 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€77,500
Transfer tax (ITP) 10% — Cataluña€7,750
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€86,550

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€89,000arrow_forward€77,500-12.92%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (961 days)
On Atalaya since7 Sept 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Deltebre by AI score

See all bank-owned properties in Deltebre

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing