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Apartment in Fraga

Fraga, Huesca • Ref: #4E9803EA

€34,300
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Size

83 m²

Price / m²

€413

Rooms

2

OccupancyUnconfirmed
44
Apartment in Fraga — Fraga
Photo: Hipoges
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Presenta desconchones evidentes en el revestimiento exterior y cableado visto en superficie.
  • •Balcon: Barandillas de hierro tradicionales con signos de corrosion y carpinterias exteriores envejecidas.
  • •Exterior: Edificio antiguo de varias plantas con local comercial en planta baja visiblemente deteriorado.

Description

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Transforma este espacio en el hogar que siempre has imaginado! Descubre esta excelente oportunidad de adquirir en propiedad un piso a reformar situado en la localidad de Fraga, provincia de Huesca. Un inmueble con un gran potencial para quienes desean diseñar una vivienda completamente personalizada. El piso ofrece una distribución con múltiples posibilidades de redistribución y modernización, permitiendo crear espacios adaptados a las necesidades y al estilo de vida actual. Su salón principal puede convertirse en una estancia luminosa y acogedora. La cocina brinda la oportunidad de proyectar un espacio funcional y contemporáneo, optimizando cada rincón para crear un ambiente práctico donde la comodidad y el diseño vayan de la mano. Los dormitorios ofrecen el espacio necesario para convertirse en confortables zonas de descanso, con la posibilidad de adaptarlos como habitaciones principales, juveniles, de invitados o incluso un despacho para teletrabajar. El inmueble dispone además de espacios susceptibles de destinarse a cuartos de baño completamente renovados, zonas de almacenamiento, armarios empotrados o pequeños. Ubicado en Fraga, uno de los municipios más importantes de la provincia de Huesca, disfrutarás de un entorno consolidado con una completa oferta de servicios, como centros educativos, supermercados, comercios de proximidad, instalaciones deportivas, centros sanitarios, restauración y zonas de ocio, que facilitan el día a día sin necesidad de grandes desplazamientos. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmobiliarios tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Floor

1

Elevator

No

Terrace

No

Parking

No

Year built

1950

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

exempt

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 83 m² but the cadastre records 675 m² (+713%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8703522BG7080D
Cadastral area
675 m²
Year built
1950
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

44/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
3/15

Vivienda de 83.00m² en Fraga a 413€/m². Sin referencia zonal. estado mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (71 días).

Risks

  • −Sin referencia zonal disponible

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Fraga, Huesca

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-30.7%Strong opportunity
Scope
City
Zone median
€596 /m²
This asset
€413 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€34,300
Transfer tax (ITP) 8% — Aragón€2,744
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€38,344
Estimated refurbishment (state: mejorable)€33,000 – €58,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since21 Jul 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Fraga by AI score

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing