AtalayaAtalaya

Calle Merce Calduch

Ulldecona, Tarragona • Apartment • Ref: #4E2AF29A

€86,000
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Size

81 m²

Price / m²

€1,057

Rooms

3

OccupancyOccupied · type to verify
30
Calle Merce Calduch — Ulldecona
Photo: Solvia
1 / 22

AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso de segunda mano en venta de 81 m² situado en Ulldecona, municipio español, situado en la comarca catalana del Montsiá en la provincia de Tarragona . Se localiza al norte de la localidad. En sus inmediaciones dispone de centros de enseñanza, centro de salud y pequeño comercio. Cuenta con una superficie de 81 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. Tiene buen acceso rodado desde las carreteras TV-3319 y TV-331. Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Consultar su situación actual, así como, sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

2

Year built

2008

Energy rating

C

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 81.4 m² but the cadastre records 113 m² (+39%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3674606BE8937D0109QU
Cadastral area
113 m²
Year built
2008
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1674 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

30/100

Confidence: Low

Score breakdown

Zone delta
1/30
Possession
10/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 81.40m² en Ulldecona a 1057€/m² (mediana zona 959€/m², delta +10.2%). Estado Pendiente De Análisis Visual. Posesión con ocupación a verificar. Zona muy_baja, más de 2 años sin vender.

warningRisks

  • −Precio +10.2% por encima de mediana zonal
  • −1672 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ulldecona, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+10.2%Above anchor
Scope
Municipality
Zone median
€959 /m²
This asset
€1,057 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+153.5%Above anchor
Scope
Postal code
Zone median
€417 /m²
This asset
€1,057 /m²
Samples
7
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€86,000
Transfer tax (ITP) 10% — Cataluña€8,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€301
Estimated total investment€95,901

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2022 (1674 days)
On Atalaya since11 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing