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House in Sils

Vallcanera Parc, Sils, Girona • Ref: #4DF71BAD

€245,900
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Size

345 m²

Price / m²

€713

Rooms

5

OccupancyVacant
72
House in Sils — Vallcanera Parc, Sils
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

50 of 50 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: huecos de ventanas tapiados con ladrillos cerámicos y cerramientos incompletos.
  • •Salon: espacio diáfano con obra en curso, presencia de palés de ladrillos y tabiquería a medio terminar.
  • •Exterior: piscina vacía en estado de abandono y zona exterior con acopio de materiales de construcción.
  • •Dormitorio: estancia sin terminar con persiana defectuosa, cableado suelto y suelo en bruto.

Description

Espectacular Vivienda unifamiliar independiente, que ha sido vandalizada, y que habría que reformar de manera considerable, que consta de tres plantas sobre rasante, compuesta por cinco dormitorios y tres cuartos de baño, con una superficie construida de 357.15 m2 y una superficie útil de vivienda de 293.36 m2 con piscina privada y una parcela de 675 m2. Se encuentra situado en el municipio de Vallcanera Parc, en Sils, en la provincia de Girona. La vivienda está compuesta de tres plantas. La planta semisótano dispone de un espacio diáfano para el garaje y el trastero. La planta primera consta de recibidor, zona de porche en la entrada, salón-comedor, cocina, un cuarto de baño, en la planta superior se distribuyen los cinco dormitorios con dos baños en suite y aseo y acceso a una amplia terraza exterior lateral de 12.06m2. La planta superior es un espacio totalmente diáfano sin distribución que funciona como buhardilla La vivienda dispone de chimenea, jardín, garaje, suelos de gres en las estancias principales, ventanas de aluminio y carpintería interior de madera, principalmente de sapeli y la pintura es monocapa, plástica lisa en todas las estancias. En la vivienda es necesario realizar una reforma para adecuarlo a unas condiciones de habitabilidad óptimas El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Además, se encuentra a poca distancia del centro de la localidad, donde es posible encontrar todo tipo de servicios, como restaurantes, colegios, centros de salud, comercios. La vivienda dispone de una excelente ubicación y está muy bien comunicada por las carreteras comarcales que rodean al municipio y por transporte público.

Characteristics

Bathrooms

4

Elevator

No

Year built

2008

Pool

Yes

Air conditioning

No

Heating

Yes

Garden

Yes

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 345.09 m² but the cadastre records 459 m² (+33%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8131377DG7383S0001PF
Cadastral area
459 m²
Year built
2008
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 952 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

72/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 345.09m² en Sils a 713€/m² (mediana zona 1440€/m², delta -50.5%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 7 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Referencia zonal poco fiable (fuente internal, n=7)
  • −942 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vallcanera Parc, Sils, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-50.5%Strong opportunity
Scope
Postal code
Zone median
€1,440 /m²
This asset
€713 /m²
Samples
7
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€245,900
Transfer tax (ITP) 10% — Cataluña€24,590
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€861
Estimated total investment€272,351

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2024 (952 days)
On Atalaya since16 Sept 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Sils by AI score

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing