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Calle Julio Ruiz de Alda

Estella/lizarra, Navarra • Apartment · Auction • Ref: #4DB895E1

€78,000
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Size

89 m²

Price / m²

€877

Rooms

3

OccupancyVacant
56
Calle Julio Ruiz de Alda — Estella/lizarra
Photo: Solvia
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta una fachada de ladrillo visto con signos de desgaste y suciedad.
  • •Fachada: Se observan balcones con barandillas de hierro forjado, algunos con ropa tendida.
  • •Fachada: Las ventanas y puertas de los balcones son de madera, con un aspecto envejecido.

descriptionDescription

Piso de 89 m² ubicado en Estella/Lizarra, Navarra. Se trata de un piso de 89 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. El piso se sitúa en el núcleo urbano de Estella/Lizarra, teniendo buenos accesos por la autovía A-12 y por las carreteras NA-1110 y NA-122. Dispone de comunicaciones mediante líneas regulares de autobús con conexiones a Pamplona, Logroño y otras localidades de la comarca, además de contar con estación de autobuses en la localidad. En la zona podemos encontrar servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias, centros de salud y otros negocios comerciales. A pocos minutos del inmueble se encuentran el Hospital García Orcoyen, el Camino de Santiago a su paso por Estella/Lizarra y la zona comercial y de servicios del municipio. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
03-0093-01-007

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

56/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
14/25
Legal liens
4/15
Zone liquidity
4/15

Vivienda de 88.90m² en Estella/lizarra a 877€/m². Sin referencia zonal. estado mejorable. Posesión libre. Zona muy_baja, inventario reciente (7 días).

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Sin referencia zonal disponible

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Estella/lizarra, Navarra

Estimated acquisition costs

Asset price€78,000
Transfer tax (ITP) 6% — Navarra€4,680
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€83,980
Estimated refurbishment (state: mejorable)€35,500 – €62,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 24 September 2026 at 18:00

Listing intel

SourceSolvia
On the market sinceSept 2026 (15 days)
On Atalaya since11 Sept 2026
Last updated24 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing