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AtalayaAtalaya

De Sant Antoni

Ontinyent, ValenciaHouseRef: #4D6B8C7E

€18,000
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Size

43 m²

Price / m²

€414

Rooms

1

OccupancyOccupied · type to verify
41
De Sant Antoni — Ontinyent
Photo: Solvia
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Casa de Pueblo, vivienda unifamiliar adosada, que necesita realizar una reforma integral, de derribo de la estructura. Se encuentra situado en el municipio de Ontiyent, en la provincia de Valencia. La vivienda está compuesta de tres plantas. En las cuales, se encuentra en situación de derribo, debido a su situación estructural. Tiene una superficie en suelo de 130 m2, construidos serían aproximadamente 50 m2 y un patio exterior de 80 m2 El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Además, se encuentra a poca distancia del centro de la localidad, donde es posible encontrar todo tipo de servicios, como restaurantes, colegios, centros de salud, comercios. La vivienda dispone de una excelente ubicación y está muy bien comunicada por las carreteras comarcales que rodean al municipio y por transporte público.

Characteristics

Bathrooms

1

Elevator

No

Year built

1887

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 43.47 m² but the cadastre records 141 m² (+224%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7996818YH0979N0001EY
Cadastral area
141 m²
Year built
1887
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

41/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 43.47m² en Ontinyent a 414€/m² (mediana zona 1527€/m², delta -72.9%). Requiere Reforma Integral. Posesión con ocupación a verificar. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -72.9% frente a la mediana zonal (1527€/m²)

warningRisks

  • 913 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ontinyent, Valencia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-72.9%Strong opportunity
Scope
Municipality
Zone median
€1,527 /m²
This asset
€414 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+85.7%Above anchor
Scope
Postal code
Zone median
€223 /m²
This asset
€414 /m²
Samples
8
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€18,000
Transfer tax (ITP) 10% — Comunitat Valenciana€1,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€21,100

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since12 May 2026
Last updated27 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing