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Apartment in Churriana de la Vega

Churriana de la Vega, Granada • Ref: #488E65DD

€205,000
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Size

72 m²

Price / m²

€2,859

Rooms

1

OccupancyOccupied · legal tenantDeduced by AI
34
Apartment in Churriana de la Vega — Churriana de la Vega
Photo: Escogecasa
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AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Cocina: mobiliario funcional pero anticuado, con falta de zócalos y ausencia visible de electrodomésticos principales.
  • •Bano: equipado con plato de ducha y sanitarios completos en estado operativo, aunque con revestimientos de estilo desactualizado.
  • •Dormitorio: estancia tipo estudio con cama integrada y carpintería de madera básica que requiere actualización general.
  • •Terraza: patio interior pequeño con paredes y suelo que precisan limpieza profunda y pintura.

Description

OPORTUNIDAD Edificación de vivienda+local en rentabilidad. Ubicado en el corazón de Churriana de la Vega, en la emblemática Calle San Ramón, presentamos este activo estratégico a escasos metros de la nueva parada del Metro (inauguración inminente). Edificación entremedianeras que engloba vivienda en planta primera de 60,42 m² útiles (aprox) más local en planta baja de 32,09 m² útiles (aprox). (actualmente alquilado LG 9313139). Edificio sin ascensor. Año de construcción 1.981. Vivienda distribuida en dos espacios diferenciados con acceso independiente. 1: espacio de habitación y aseo. 2: Espacio de salón con cocina americana ( actualmente con espacio de dormitorio integrado) , y un baño. Acceso a zona de patio cubierto. Zona residencial con servicios en su entorno, muy bien comunicado, parada de metro a unos metros, estación de tren a 2Km, estación de autobus a 7Km y aeropuerto a 13km.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

1981

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 71.7 m² but the cadastre records 380 m² (+430%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2814704VG4121D
Cadastral area
380 m²
Year built
1994
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

34/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
12/20
Physical state
14/25
Legal liens
7/15
Zone liquidity
3/15

Vivienda de 71.70m² en Churriana de la Vega a 2859€/m² (mediana zona 662€/m², delta +331.9%). Estado Mejorable. Posesión con inquilino legal. Zona muy_baja, 143 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 338 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −Precio +331.9% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Churriana de la Vega, Granada

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+335.8%Above anchor
Scope
Province (MITMA)
Zone median
€656 /m²
This asset
€2,859 /m²
Samples
367
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€205,000
Transfer tax (ITP) 7% — Andalucía€14,350
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€718
Estimated total investment€221,068
Estimated refurbishment (state: mejorable)€28,500 – €50,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa
On Atalaya since9 May 2026
Last updated9 Oct 2026
See all bank-owned properties in Churriana de la Vega

Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing