AtalayaAtalaya

Calle Muelle de Ribera

Nueva Andalucía, Marbella, Málaga • Apartment • Ref: #40CF4A26

€590,000
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Size

97 m²

Price / m²

€6,101

Rooms

2

OccupancyVacant
51
Calle Muelle de Ribera — Nueva Andalucía, Marbella
Photo: Solvia
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de 97 m² ubicado en Puerto Banús, Marbella, Málaga. Se trata de un piso de 97 m² distribuidos en salón-comedor con chimenea, cocina amueblada, 2 dormitorios y 2 baños. Cuenta con preinstalación de A/C. El piso se sitúa en la Urbanización Puerto Banús, con buenos accesos por la autovía A-7. Dispone de comunicaciones públicas mediante varias líneas de autobús urbano e interurbano. En la zona se pueden encontrar supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. A pocos metros del puerto deportivo Puerto Banús y la playa de Puerto Banús. Cerca del centro comercial Marina Banús. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

1980

Pool

No

Air conditioning

No

Heating

Yes

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 96.7 m² but the cadastre records 134 m² (+39%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5199101UF2359N0135XU
Cadastral area
134 m²
Year built
1980
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 424 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 96.70m² en Marbella a 6101€/m² (mediana zona 6056€/m², delta +0.7%). Buen Estado. Posesión libre. Zona baja, stock estancado (422 días).

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −422 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Nueva Andalucía, Marbella, Málaga

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+0.7%In line
Scope
Municipality
Zone median
€6,056 /m²
This asset
€6,101 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+56.6%Above anchor
Scope
Postal code
Zone median
€3,896 /m²
This asset
€6,101 /m²
Samples
21
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€590,000
Transfer tax (ITP) 7% — Andalucía€41,300
Notary (est.)€885
Land Registry (est.)€590
Admin agency (est.)€2,065
Estimated total investment€634,840

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2025 (424 days)
On Atalaya since2 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing