AtalayaAtalaya

Duplex in Marbella

Calle Califa-Res las Lolas

Nueva Andalucía, Marbella, Málaga • Ref: #1E8AD509

€560,000-28% vs area market
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Size

135 m²

Price / m²

€4,135

Rooms

3

OccupancyVacant
60
Calle Califa-Res las Lolas — Nueva Andalucía, Marbella
Photo: Solvia
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Espacioso con suelos de marmol en buen estado, pero con paredes y techos que presentan marcas, manchas y restos de materiales apoyados que requieren pintura y limpieza.
  • •Cocina: Mobiliario basico y operativo con campana y fregadero, aunque con alicatado clasico y tomas vistas pendientes de rematar.
  • •Dormitorio: Armarios empotrados de celosia de madera conservados, pero con marcas evidentes en la pared que precisan repaso de pintura.
  • •Pasillo: Suelo continuo de marmol bien conservado que conecta las diferentes estancias con carpinteria interior basica.

Description

Dúplex de 135 m² de 3 dormitorios ubicada en la localidad de Marbella, provincia de Málaga. Buena ubicación, a 5 minutos de la Playa Puerto Banús y el puerto, bien comunicada, con varias paradas de autobús próximas, con las líneas 4 y L-76 y por carretera, mediante los accesos a la ciudad con la A-7 y la N-340. Además, y al ser una zona con todos los equipamientos, el Centro Comercial Centro Plaza, restaurantes, el Casino de Marbella, restaurantes, club de pádel, supermercados, etc, etc, esta vivienda se presenta en el mercado como una oportunidad residencial en una buena zona. Construido en 2000, este dúplex se localiza en urbanización con zonas ajardinadas y piscina comunitaria, consta de planta baja y semisótano y tiene una superficie de 135 m². Se distribuye en salón-comedor, 3 dormitorios con armarios empotrados, cocina amueblada con armarios altos y bajos y equipada con horno, vitrocerámica y campana extractora, 2 baños amueblados y terraza.

Characteristics

Bathrooms

2

Elevator

No

Year built

2000

Pool

Yes

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

D

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 135.43 m² but the cadastre records 95 m² (-30%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4210110UF2441S0110PX
Cadastral area
95 m²
Year built
2000
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 309 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 135.43m² en Marbella a 4135€/m² (mediana zona 5764€/m², delta -28.3%). Estado Mejorable. Posesión libre. Zona baja, 299 días en mercado.

Strengths

  • +Descuento del -28.3% frente a la mediana zonal (5764€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Nueva Andalucía, Marbella, Málaga

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-28.3%Strong opportunity
Scope
Municipality
Zone median
€5,765 /m²
This asset
€4,135 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

+4.6%In line
Scope
Postal code
Zone median
€3,954 /m²
This asset
€4,135 /m²
Samples
20
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€560,000
Transfer tax (ITP) 7% — Andalucía€39,200
Notary (est.)€840
Land Registry (est.)€560
Admin agency (est.)€1,960
Estimated total investment€602,560
Estimated refurbishment (state: mejorable)€54,000 – €95,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2025 (309 days)
On Atalaya since11 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing