AtalayaAtalaya

House in Campo de Criptana

Campo de Criptana, Ciudad Real • Ref: #17C53B1E

€91,000
open_in_newView original listing

Get new bank-owned properties in Campo de Criptana under your budget by email. Free.

Size

185 m²

Price / m²

€491

Rooms

3

OccupancyUnconfirmed
40
House in Campo de Criptana — Campo de Criptana
Photo: Urbaniza (Caja Rural)
1 / 9

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Presenta desconchones visibles en la pintura azul alrededor de las ventanas y puertas, requiriendo repaso de pintura general.
  • •Fachada: Cableado exterior visible y desorganizado sobre el paramento, aunque la estructura y el zocalo ceramico parecen estables.

Description

Bank-owned property managed by Urbaniza (Caja Rural) (Banco Cooperativo Español).

Characteristics

Bathrooms

1

Year built

1900

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 185.25 m² but the cadastre records 1832 m² (+889%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9315019VJ8691N
Cadastral area
1832 m²
Year built
1900
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

40/100

Confidence: Medium

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
13/15

Vivienda de 185.25m² en Campo de Criptana a 491€/m² (mediana zona 357€/m², delta +37.5%). Estado Mejorable. Posesión desconocida. Zona muy_baja, 139 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 19 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −Precio +37.5% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Campo de Criptana, Ciudad Real

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+38.3%Above anchor
Scope
City
Zone median
€355 /m²
This asset
€491 /m²
Samples
21
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€91,000
Transfer tax (ITP) 9% — Castilla-La Mancha€8,190
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€319
Estimated total investment€100,509
Estimated refurbishment (state: mejorable)€74,000 – €129,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceCaja Rural
On Atalaya since12 May 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Campo de Criptana by AI score

See all bank-owned properties in Campo de Criptana
Casa Independiente en Guindalera
64

Casa Independiente en Guindalera

€44,200

€291/m² · 152 m²

View analysis
Casa Campo de Criptana
62

Casa Campo de Criptana

€35,400

€242/m² · 146 m²

View analysis
Casa en Fuente del Caño
62

Casa en Fuente del Caño

€48,576

€239/m² · 203 m²

View analysis
Casa Campo de Criptana
61

Casa Campo de Criptana

€13,700

€217/m² · 63 m²

View analysis
Calle Lepanto
56

Calle Lepanto

€88,000

€238/m² · 369 m²

View analysis

Aggregated data from public sources and servicer Urbaniza (Caja Rural). Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing