Calle Bergatín

Playa del Cura, Torrevieja, Alicante • Apartment • Ref: #0CB1E00A

€120,000-52% vs area market

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Size

78 m²

Price / m²

€1,540

Rooms

OccupancyOccupied · type to verify

Calle Bergatín — Playa del Cura, Torrevieja

Photo: Solvia

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AI visual analysis

Automated analysis · physical condition

23 of 23 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

•El salón presenta paredes con manchas y el techo con signos de humedad, lo que indica necesidad de pintura y posible reparación.
•La cocina tiene muebles de madera que se ven funcionales pero con un estilo anticuado, y los azulejos son de un diseño antiguo.
•Los suelos de toda la propiedad son de baldosas claras, con algunas marcas de desgaste.
•La fachada del edificio se ve en buen estado general, con un diseño moderno y balcones.

descriptionDescription

Piso de 80 m² ubicado en Torrevieja, Alicante. Se trata de un piso de 80 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. El piso se sitúa en la zona de Playa del Cura, dentro del núcleo urbano, con buenos accesos por la N-332 y la AP-7. Dispone de líneas de autobús urbano e interurbano que conectan con distintos puntos del municipio y localidades próximas. En la zona se encuentran supermercados, restaurantes, centros educativos, instalaciones deportivas, entidades bancarias y otros comercios. Cerca de la Playa del Cura y del Paseo Marítimo Juan Aparicio. A pocos minutos del Puerto Deportivo Marina Internacional, del Hospital Universitario de Torrevieja y del Centro Comercial Habaneras. Con nuestros servicios podrá encontrar piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

Elevator

Year built

2007

Pool

Air conditioning

Heating

Garden

Yes

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.

4965810YH0046N0038JK

Cadastral area

71 m²

Year built

2007

Cadastral use

Residential

routeHow to buy this asset from the bank

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1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 188 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta: 30/30
Possession: 10/20
Physical state: 14/25
Legal liens: 10/15
Zone liquidity: 10/15

Vivienda de 77.90m² en Torrevieja a 1540€/m² (mediana zona 3185€/m², delta -51.6%). Estado Mejorable. Posesión con ocupación a verificar. Zona media, 187 días en mercado.

trending_upStrengths

+Descuento del -51.6% frente a la mediana zonal (3185€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Playa del Cura, Torrevieja, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-51.6%Strong opportunity

Scope: Neighbourhood
Zone median: €3,185 /m²
This asset: €1,540 /m²
Period: mayo 2026
Source: Idealista

account_balancevs other bank assets

-25.8%Strong opportunity

Scope: Postal code
Zone median: €2,076 /m²
This asset: €1,540 /m²
Samples: 60
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€120,000

Transfer tax (ITP) 10% — Comunitat Valenciana€12,000

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€420

Estimated total investment€133,420

Estimated refurbishment (state: mejorable)€31,000 – €54,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia

On the market sinceFeb 2026 (188 days)

On Atalaya since13 May 2026

Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing