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Vivienda Adosada en Ortigueira

Ortigueira, A Coruña • House • Ref: #FCF4A6AB

€22,500
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Size

232 m²

Price / m²

€97

Rooms

4

OccupancyUnconfirmed
25
Vivienda Adosada en Ortigueira — Ortigueira
Photo: Escogecasa
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AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •La fachada presenta un estado de abandono con vegetación creciendo sobre ella y signos de deterioro en la mampostería.
  • •La cocina tiene muebles antiguos y un aspecto descuidado, con paredes que necesitan ser reparadas y pintadas.
  • •El baño, aunque funcional, muestra azulejos y sanitarios anticuados, requiriendo una modernización completa.
  • •El interior de la propiedad tiene paredes con desconchones y techos de madera que necesitan ser restaurados.

descriptionDescription

Vivienda adosada con terreno , ubicada en entorno rural rodeado de naturaleza, para rehabilitación integral. Vivienda con una superficie de 193,64 m² y terreno de 91m2. Desarrollada en dos plantas: planta baja donde se encuentra el salón-comedor, cocina y dos estancias planta alta distribuida en cuatro dormitorios y un baño. A 13km del centro urbano de Ortigueira (lugar del famoso festival internacional de música folk) y a 20 min de sus playas.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1910

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
15062A03100868
Cadastral use
Agricultural

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

25/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 232.36m² en Ortigueira a 97€/m² (mediana zona 761€/m², delta %). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 136 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 76 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ortigueira, A Coruña

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-87.3%Strong opportunity
Scope
Province (MITMA)
Zone median
€761 /m²
This asset
€97 /m²
Samples
76
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€22,500
Transfer tax (ITP) 9% — Galicia€2,025
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€25,825

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa
On Atalaya since9 May 2026
Last updated23 Sept 2026

Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing