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AtalayaAtalaya

House in Martos

Martos, Jaén • Ref: #FA346E5E

€26,000
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Size

124 m²

Price / m²

€210

Rooms

3

OccupancyVacant
36
House in Martos — Martos
Photo: Altamira
1 / 14

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: La cocina presenta muebles antiguos, suciedad y humedades en el techo, indicando necesidad de reforma.
  • •Pasillo: El pasillo muestra paredes con desconchones y azulejos antiguos, ademas de una barandilla de escalera con signos de desgaste.
  • •Bano: El bano tiene azulejos antiguos y un plato de ducha deteriorado, sugiriendo una reforma completa.
  • •Exterior: La fachada exterior presenta paredes con desconchones y suciedad, lo que indica un mantenimiento deficiente.

Description

Casa en Las Parras, Martos, Jaén. Superficie: 124 m², 3 habitaciones, 1 baños.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1978

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 124 m² but the cadastre records 230 m² (+85%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4959147VG1745N
Cadastral area
230 m²
Year built
1978
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 212 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

36/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 124.00m² en Martos a 210€/m² (mediana zona 169€/m², delta +24.3%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 202 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 19 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −Precio +24.3% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Martos, Jaén

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

0.0%In line
Scope
Postal code
Zone median
€210 /m²
This asset
€210 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€26,000
Transfer tax (ITP) 7% — Andalucía€1,820
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€29,120

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAltamira
On the market sinceMar 2026 (212 days)
On Atalaya since11 Apr 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Martos by AI score

See all bank-owned properties in Martos

Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing