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AtalayaAtalaya

House in Martos

Martos, Jaén • Ref: #B801A7D7

€19,000
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Size

142 m²

Price / m²

€134

Rooms

3

OccupancyUnconfirmed
56
House in Martos — Martos
Photo: Hipoges
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Presenta desconchones severos en el revestimiento, grietas visibles y cableado exterior desordenado.
  • •Balcon: Se aprecian barandillas metalicas tradicionales y carpinterias exteriores con persianas bajadas.
  • •Exterior: Muro de contencion y balaustrada con signos de desgaste y grafitis en la base de mamposteria.

Description

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Les ofrecemos en exclusiva esta vivienda para reformar para poder adquirirla en propiedad ubicada en la localidad de Martos (Jaén). Vivienda ideal para quienes buscan un hogar espacioso y en una buena ubicación, ofreciendo un espacio perfecto para familias y parejas que valoran la calidad de vida. Vivienda muy bien distribuida en tres dormitorios y tres baños, distribuidos en 3 plantas y consta de diversas dependencias. El año de construcción estimado es de 1975. Se encuentra ubicada en una zona céntrica destinada a viviendas unifamiliares. Buen acceso a servicios y comercios. A 3 minutos caminando del Ayuntamiento, supermercados y entidades bancarias. Situada en una zona céntrica, tranquila y segura, con fácil acceso a todos los servicios y comodidades. A poca distancia de colegios, supermercados, centros de salud, parques, restaurantes y tiendas. Excelente conexión con transporte público, incluyendo paradas de autobús y fácil acceso a las principales vías de comunicación. Martos es una ciudad de aproximadamente 24.000 habitantes, que dispone de todos los servicios esenciales, tales como, supermercados, restaurantes, zonas de ocio, centro de salud, hoteles. Se encuentra perfectamente comunicada por carretera, cercana a la A-316. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

No

Year built

1975

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 142 m² but the cadastre records 178 m² (+25%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4855354VG1745N
Cadastral area
178 m²
Year built
1975
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

56/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
14/15

Vivienda de 142.00m² en Martos a 134€/m² (mediana zona 166€/m², delta -19.3%). Estado Mejorable. Posesión desconocida. Zona muy_baja, 119 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 17 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Martos, Jaén

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-20.7%Good price
Scope
City
Zone median
€169 /m²
This asset
€134 /m²
Samples
23
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€19,000
Transfer tax (ITP) 7% — Andalucía€1,330
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€21,630
Estimated refurbishment (state: mejorable)€57,000 – €99,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
1 Jul 2026
€27,800arrow_forward€19,000-31.65%

Listing intel

SourceHipoges
On Atalaya since3 Jun 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Martos by AI score

See all bank-owned properties in Martos

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing