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House in Martos

Calle Baluarte

Martos, Jaén • Ref: #C6C69469

€8,500
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Size

150 m²

Price / m²

€57

Rooms

6

OccupancyVacant
68
Calle Baluarte — Martos
Photo: Solvia
1 / 23

AI visual analysis

Automated analysis · physical condition

23 of 23 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: Presenta desprendimientos graves de revoco, perdida de masa de muro adyacente y carpinterias precarias o tapiadas.
  • •Dormitorio: Muestra paredes con humedad y pintura totalmente desconchada, ademas de techos deteriorados.
  • •Salon: Los suelos tienen piezas desprendidas con solera vista y paredes con azulejos caidos que requieren saneamiento completo.

Description

Casa adosada de 150 m², de 6 dormitorios y 2 baños, en venta en Martos, Jaén. Se trata de una casa adosada de 150 m² desarrollados en dos alturas y distribuidos en salón-comedor, cocina, 6 dormitorios y 2 baños. La vivienda se sitúa en el núcleo de la población, teniendo buenos accesos por carretera. En la población podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias, otros negocios comerciales, etc. Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1975

Energy rating

E

Legal & cadastral analysis

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Cadastral data

straightenUnreconciled surface: the listing states 150 m² but the cadastre records 270 m² (+80%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4758144VG1745N0001ZS
Cadastral area
270 m²
Year built
1975
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 724 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

68/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 150.00m² en Martos a 57€/m² (mediana zona 175€/m², delta %). Requiere Reforma Integral. Posesión libre. Zona muy_baja, stock estancado (714 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 5 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Referencia zonal poco fiable (fuente internal, n=5)
  • −714 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Martos, Jaén

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-62.5%Strong opportunity
Scope
Postal code
Zone median
€152 /m²
This asset
€57 /m²
Samples
8
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€8,500
Transfer tax (ITP) 7% — Andalucía€595
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€10,395

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
17 Sept 2026
€11,605arrow_forward€8,500-26.76%

Listing intel

SourceSolvia
On the market sinceOct 2024 (724 days)
On Atalaya since12 Sept 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Martos by AI score

See all bank-owned properties in Martos

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing