AtalayaAtalaya

Apartment in Soria

Mariano Granados, Soria • Ref: #F6FB60F2

€520,000
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Size

207 m²

Price / m²

€2,512

Rooms

4

OccupancyUnconfirmed
20
Apartment in Soria — Mariano Granados, Soria
Photo: Unicaja Inmuebles
1 / 25

AI visual analysis

Automated analysis · physical condition

25 of 25 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: edificio de reciente construccion con andamios y lonas de obra en planta baja.
  • •Salon: suelos laminados nuevos y amplios ventanales en perfecto estado a falta de iluminacion definitiva.
  • •Cocina: espacio totalmente vacio y sin amueblar, con tomas e instalaciones vistas pendientes de instalacion de mobiliario y electrodomesticos.
  • •Pasillo: carpinteria interior lacada en blanco y suelos en excelente condicion.

Description

Piso con 4 habitaciones y 1 trastero (obligatorio la compra de 2 garajes no incluidos en el pvp), en Soria capital, en la calle MARIANO GRANADOS.

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
3534015WM4233S
Cadastral use
Urbanization works · undeveloped land

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

20/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
3/15

Vivienda de 207.00m² en Soria a 2512€/m² (mediana zona 1561€/m², delta +60.9%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, inventario reciente (19 días).

Risks

  • −Precio +60.9% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Mariano Granados, Soria, Soria

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

+60.9%Above anchor
Scope
Municipality (MITMA)
Zone median
€1,561 /m²
This asset
€2,512 /m²
Samples
65
Period
Q4-2025
Source
MITMA

vs other bank assets

+1.9%In line
Scope
Postal code
Zone median
€2,464 /m²
This asset
€2,512 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€520,000
Transfer tax (ITP) 8% — Castilla y León€41,600
Notary (est.)€780
Land Registry (est.)€520
Admin agency (est.)€1,820
Estimated total investment€564,720

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceUnicaja
On Atalaya since11 Sept 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Unicaja Inmuebles. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing