AtalayaAtalaya

Calle Uno, la Cabana, s/n

Alcover, Tarragona • House • Ref: #E8DBD469

€110,460-63% vs area market
open_in_newView original listing

Get new bank-owned properties in Alcover under your budget by email. Free.

Size

148 m²

Price / m²

€746

Rooms

1

OccupancyUnconfirmed
68
Calle Uno, la Cabana, s/n — Alcover
Photo: aliseda
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada de la casa presenta un aspecto descuidado con vegetación cubriendo parte de ella.
  • •Exterior: El jardín y la entrada muestran signos de falta de mantenimiento, con vegetación crecida y suciedad.
  • •Exterior: La valla de la propiedad está deteriorada y necesita reparación.

descriptionDescription

Os damos la bienvenida a esta espaciosa casa situada en Alcover, Tarragona. El inmueble se distribuye en una habitación, salón-comedor, cocina y un baño. Está ubicada en el corazón de Alcover. En términos de accesibilidad, la propiedad dispone de múltiples conexiones y cuenta con fácil acceso a TV-7421. En Aliseda Inmobiliaria tenemos la mayor oferta de inmuebles al mejor precio garantizado. Descubre nuestra amplia oferta inmobiliaria y no pierdas la oportunidad de encontrar la casa perfecta para ti.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1986

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 148 m² but the cadastre records 166 m² (+12%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9212406CF4791S0001PO
Cadastral area
166 m²
Year built
1986
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 843 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

68/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 148.00m² en Alcover a 746€/m² (mediana zona 2011€/m², delta -62.9%). Estado Mejorable. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -62.9% frente a la mediana zonal (2011€/m²)

warningRisks

  • −841 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alcover, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-62.9%Strong opportunity
Scope
Municipality
Zone median
€2,011 /m²
This asset
€746 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-12.4%Good price
Scope
Province (MITMA)
Zone median
€852 /m²
This asset
€746 /m²
Samples
831
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€110,460
Transfer tax (ITP) 10% — Cataluña€11,046
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€387
Estimated total investment€122,893
Estimated refurbishment (state: mejorable)€59,000 – €103,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMay 2024 (843 days)
On Atalaya since11 Apr 2026
Last updated30 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Alcover by AI score

Calle
59

Calle

€167,800

€930/m² · 180.39 m²

View analysisarrow_forward
Calle Avellaner
53

Calle Avellaner

€185,000

€764/m² · 242.2 m²

View analysisarrow_forward
Mont-Ral de
39

Mont-Ral de

€60,000

€423/m² · 142 m²

View analysisarrow_forward

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing